3278 Atholl Rd, Lucerne, CA 95458 Property Records

Lake County property record for 3278 Atholl Rd, Lucerne, CA 95458

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 648 sqft · built 1964
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on Record
Last Sale$145,000 (Sep 2017)
Tax Bill$1,834 (2026)
Deeds & MortgagesSep 2017 Sale
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN034-351-180-000

Property Details

APN / Parcel Number

Primary APN034-351-180-000
Alternative APN
  • 034-351-18

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area648 sqft Living Area
1st Floor Area648 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeSteel Frame
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Old Parcel Number034-351-18
Street Address3278 ATHOLL RD
CityLUCERNE
StateCA
Zip95458-8596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionCLEAR LAKE BEACH ANX 02
Legal Block2
Legal Lot Number323
JurisdictionLAKE CA
Township / Civil DivisionLUCERNE-CLEARLAKE OAKS
Census Block Group2
Census Block2015
Census Tract501

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address32630 JANE LN, FORT BRAGG, CA 95437-8562
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Jun 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Deed Document Number201712730
Prior Transfer DateJun 8, 2007
Prior Transfer Doc0000014519
Record UpdatedOct 29, 2026

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateSep 21, 2017
Property Address3278 ATHOLL RD, LUCERNE, CA 95458-8596
Document Number0000012730
Instrument DateSep 19, 2017
Instrument12730
Transaction TypeTransfer
Record UpdatedJan 22, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$159.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
AddressPO BOX 2477 FORT BRAGG CA 954372477, FORT BRAGG, CA 95437-2477

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address3278 ATHOLL RD, LUCERNE, CA 95458-8596
Document Number0000008296
Instrument DateJun 17, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3278 ATHOLL RD LUCERNE CA 954588596, LUCERNE, CA 95458-8596

Mortgage

Document Number0000008296
DateJun 26, 2017
Instrument8296
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Elementary School DistrictLucerne Elementary School District (KG - 08)
Secondary School DistrictUpper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,834.00 (-2.29%)$168,278 (+2%) Land $29,011 Building $139,267
2025$1,877.00 (+4.45%)$164,980 (+4.04%) Land $28,443 Building $136,537
2023$1,797.00 (+0.84%)$158,576 Land $27,340 Building $131,236
2022$1,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims38 (1983–2017)
Claims Outside the SFHA3 of 38
Most Recent ClaimMar 2017 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 9 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUCERNE WATER CO. - CAL WATER SERVICE
private · serves 2,312 people · EPA ID CA1710005
Water SourceSurface water
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
DigitalPath
Fixed Wireless
400 / 20
101Netlink
Fixed Wireless
100 / 20

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