3278 210th St, Waucoma, IA 52171 Property Records

Chickasaw County property record for 3278 210th St, Waucoma, IA 52171

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 940 sqft · built 1972
Lot Size	6.45 acres (280,962 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2023)
Tax Bill	$1,426 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Foreclosure
Flood Zone	Zone A (high risk)
APN	`19-09-14-1-25-001`

Property Details

APN / Parcel Number

Primary APN	`19-09-14-1-25-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
Basement Area	940 sqft
Finished Basement	600 sqft
Unfinished Basement	340 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	280,962 sqft (6.45 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3278 210TH ST
City	WAUCOMA
State	IA
Zip	52171-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NEC OF THE NE1/4 TH W 18.68 CHAINS TO PT OF BEG TH W 7.37 CHAINS TH S 9.51 CHAINS TH E 7.37 CHAINS TH N 9.51 CHAINS TO
Legal Range	11W
Legal Township	95N
Legal Section	14
Jurisdiction	CHICKASAW IA
Township / Civil Division	STAPLETON
Census Block Group	1
Census Block	1085
Census Tract	70300

Owner

3278 210th St is owned and occupied by an individual who bought it in November 2023.

Source: Chickasaw County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3278 210TH ST, WAUCOMA, IA 52171-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK
Nov 22, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	20232076
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICKASAW IA
Property Address	3278 210TH ST, WAUCOMA, IA 52171-8501
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 210TH ST, WAUCOMA, IA 52171-8501

Mortgage

Document Number	0020252138
Date	Dec 22, 2025
Instrument	2025-2138

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

November 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CHICKASAW IA
Recording Date	Nov 22, 2023
Property Address	3278 210TH ST, WAUCOMA, IA 52171-8501
Document Number	0020232076
Instrument Date	Nov 20, 2023
Instrument	2023-2076
Transaction Type	Foreclosure
Record Updated	Dec 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3278 210TH ST, WAUCOMA, IA 52171-8501

Mortgage

Document Number	0020232077
Date	Nov 22, 2023
Instrument	2023-2077

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3278 210th St was $1,426 with a homeowner's exemption.

Source: Chickasaw County assessment roll, as of September 26, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Chickasaw County
Unified School District	Turkey Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,426.00	$168,100 (-) Land $53,400 Building $114,700	$168,100 (-) Land $53,400 Building $114,700
2025	$1,426.00 (+3.63%) Homeowner's exemption	$168,100 Land $53,400 Building $114,700	$168,100 Land $53,400 Building $114,700
2024	$1,376.00
2023		$146,300 Land $53,400 Building $92,900	$146,300 Land $53,400 Building $92,900
2022	$1,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3278 210th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3278 210th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Windstream DSL	100 / 20

May also be available: GigFire, Nextlink.

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