3277 W Sutton Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3277 W Sutton Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,928 sqft · built 1996
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Nov 2018)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-001-005-45`

Property Details

APN / Parcel Number

Primary APN	`010-001-005-45`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,928 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Unfinished Basement	1,102 sqft
Flooring	Carpet

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	438,214 sqft (10 acres)
Garage Area	556 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3277 W SUTTON RD
City	LAPEER
State	MI
Zip	48446-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	T6N R9E SEC 1, PT OF NW 1/4 OF SEC BEG AT N 1/4 CORN; TH N 89 DEG 23'19 W 308.68 FT; TH S 0 DEG 02'05 E 1422.35 FT; TH S 89
Legal Range	09E
Legal Township	06N
Legal Section	01
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1000
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3277 W SUTTON RD, LAPEER, MI 48446-9703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jan 22, 2020	Quit Claim Deed, Transfer CASON HM LNS
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage CASON HM LNS
Jan 7, 2019	Quit Claim Deed, Transfer TITLE PARTNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	20183145
Deed Book / Page	2997 / 893
Last Transfer Date	Dec 18, 2019
Transfer Doc	0030750338
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3277 W SUTTON RD, LAPEER, MI 48446-9703
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 W SUTTON RD, LAPEER, MI 48446-9703

Mortgage

Document Number	0031810481
Date	Mar 10, 2021
Book Page	3181/481

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 2, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 22, 2020
Property Address	3277 W SUTTON RD, LAPEER, MI 48446-9703
Document Number	0030750338
Book / Page	003075 / 000338
Instrument Date	Dec 18, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE & ESCROW AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3277 W SUTTON RD LAPEER MI 484469703, LAPEER, MI 48446-9703

Mortgage

Document Number	30750340
Date	Jan 22, 2020
Book Page	003075/000340

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 29, 2018
Property Address	3277 W SUTTON RD, LAPEER, MI 48446-9703
Document Number	0029970893
Book / Page	002997 / 000893
Instrument Date	Nov 7, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21531 CALEDONIA AVE HAZEL PARK MI 480302240, HAZEL PARK, MI 48030-2240

Mortgage

Document Number	29970897
Date	Nov 29, 2018
Book Page	002997/000897

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 7, 2019
Property Address	3277 W SUTTON RD, LAPEER, MI 48446-9703
Document Number	0030030460
Book / Page	003003 / 000460
Instrument Date	Nov 7, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3277 W SUTTON RD LAPEER MI 484469703, LAPEER, MI 48446-9703

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,100 (+9.93%)	$498,200 (+9.93%)
2025	$3,831.00 (+4.19%) Homeowner's exemption	$226,600 (+17.47%)	$453,200 (+17.47%)
2024	$3,677.00 (+10.52%)
2023		$192,900	$385,800
2022	$3,327.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Bitwise Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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