Berrien County property record for 3277 Estates Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,128 sqft · built 2002 |
| Lot Size | 0.644 acres (28,053 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,185,000 (May 2026) |
| Tax Bill | $12,973 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2100-0004-00-9 |
| Primary APN | 18-2100-0004-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,128 sqft Living Area |
| 1st Floor Area | 1,815 sqft |
| Basement Area | 1,815 sqft |
| Unfinished Basement | 1,815 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 28,053 sqft (0.644 acres) |
| Lot Depth | 189 ft Depth |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3277 ESTATES DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 THE ESTATES NO 1 |
| Legal Subdivision | THE ESTATES |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1100 |
Source: Berrien County records · APN 18-2100-0004-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Nov 14, 2012 | Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK |
| Apr 29, 2008 | Deed of Trust, Mortgage · Line of Credit EDGEWATER BANK |
| Oct 05, 2011 | Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Sep 23, 1999 · Amount on Record |
| Deed Document Number | 2026461715 |
| Deed Book / Page | 3478 / 1156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03288/1312 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 3288/1312 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 03015/1466 |
|---|---|
| Date | Nov 14, 2012 |
| Book Page | 3015/1466 |
| Name | EDGEWATER BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02840/2382 |
|---|---|
| Date | Apr 29, 2008 |
| Book Page | 2840/2382 |
| Name | EDGEWATER BANK |
|---|---|
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 21, 2018 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02970/1815 |
|---|---|
| Date | Oct 05, 2011 |
| Book Page | 2970/1815 |
| Name | EDGEWATER BANK |
|---|---|
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 26, 2026 |
| Property Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Document Number | 0000461715 |
| Book / Page | 3478 / 1156 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026461715 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $897,637.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3277 ESTATES DR, SAINT JOSEPH, MI 49085-3429 |
| Investor | Possibly a Property Investor |
| Document Number | 0000461716, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026461716 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $563,900 (+33.09%) | $1,127,800 (+33.09%) | |
| 2025 | $12,973.00 (+11.8%) | ||
| 2023 | $423,700 | $847,400 | |
| 2022 | $11,604.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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