3277 Arbor Way, Live Oak, CA 95953 Property Records

Sutter County property record for 3277 Arbor Way, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,599 sqft · built 2010
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$442,000 (Jan 2024)
Tax Bill	$6,099 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2022 Sale & Mortgage + 2 more
APN	`006-660-012-000`

Property Details

APN / Parcel Number

Primary APN	`006-660-012-000`
Alternative APN	`06-660-012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-660-012
Street Address	3277 ARBOR WAY
City	LIVE OAK
State	CA
Zip	95953-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PENNINGTON RANCH UNIT NO 1 FORMERLY A PORTION OF 06-640-005 LOT 012 AS SHOWN UPON THE SUBDIVISION MAP RECORDED 08-06-04 IN BOOK 16 OF SURVEYS PAGE 207
Legal Subdivision	PENNINGTON RANCH, UNIT 1
Legal Phase	I
Legal Lot Number	12
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1022
Census Tract	50702

Owner

3277 Arbor Way is owned by an individual who bought it in January 2024.

Source: Sutter County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1567 ALICIA WAY, SACRAMENTO, CA 95835-1911
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2022	Intrafamily Transfer, Transfer LENNAR TITLE INC
Sep 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2024 · Amount on File
Deed Sale	Jan 16, 2024 · Amount on File
Prior Sale	Feb 18, 2022
Deed Document Number	2024341
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000014484
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Jan 16, 2024
Property Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426
Document Number	0000000341
Map Reference	MB 16 PG 207
Instrument Date	Jan 8, 2024
Instrument	2024-0000341
Transaction Type	Transfer
Record Updated	Feb 26, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 ALICIA WAY, SACRAMENTO, CA 95835-1911

Mortgage

Document Number	0000000342
Date	Jan 16, 2024
Instrument	2024-0000342

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Feb 18, 2022
Property Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426
Document Number	0000002653
Map Reference	MB 16 PG 207
Instrument Date	Feb 16, 2022
Instrument	2022-0002653
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426

Mortgage

Document Number	0000002655
Date	Feb 18, 2022
Instrument	2022-0002655

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Feb 18, 2022
Property Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426
Document Number	0000002654
Map Reference	MB 16 PG 207
Instrument Date	Feb 16, 2022
Instrument	2022-0002654
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Sep 16, 2020
Property Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426
Document Number	0000014484
Map Reference	MB 16 PG 207
Instrument Date	Jun 30, 2020
Instrument	2020-0014484
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 ARBOR WAY, LIVE OAK, CA 95953-9426

Mortgage

Document Number	0000014485
Date	Sep 16, 2020
Instrument	2020-0014485

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3277 Arbor Way was $6,099.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,856 (+2%) Land $78,030 Building $381,826	$459,856
2025	$6,099.00	$450,840 Land $76,500 Building $374,340
2023	$5,870.00	$428,400 Land $71,400 Building $357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3277 Arbor Way; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3277 Arbor Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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