3276 White Pole Rd, Stuart, IA 50250 Property Records

Adair County property record for 3276 White Pole Rd, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2002
Lot Size	0.81 acres (35,283 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Feb 2026)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Jun 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-04-200-016`

Property Details

APN / Parcel Number

Primary APN	`04-04-200-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,283 sqft (0.81 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3276 WHITE POLE RD
City	STUART
State	IA
Zip	50250-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 NW1/4 NE1/4 N OF RR EXC PARCEL A & EXC PARCEL E 4 77 30 VIN # NEB10A28614 DIV. 04-04-200-002 & -015
Legal Range	30W
Legal Township	77N
Legal Section	4
Legal Subdivision	ROCK ISLAND AND PACIFIC RAILROAD COMPANY
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1004
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3276 WHITE POLE RD, STUART, IA 50250-8047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2006	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Jun 16, 2005	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Feb 3, 2026	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Deed Document Number	2026116
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	3276 WHITE POLE RD, STUART, IA 50250-8047
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000558/328
Date	Sep 28, 2006
Book Page	0558/328
Instrument	2006-1800

Lender

Name	FIRST STATE BANK
Type	Bank
Address	STUART, IA 50250

Agreement

Type	ARM
Amount	Amount Recorded
Term	60 Months
Due	Sep 27, 2011

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 10, 2011
Change Frequency	5 Years
Min Rate At Change	5%
Index	Other
Max Rate	19%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	3276 WHITE POLE RD, STUART, IA 50250-8047
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/082
Date	Jun 16, 2005
Book Page	0529/082
Instrument	2005-1133

Lender

Name	FIRST STATE BANK
Type	Bank
Address	STUART, IA 50250

Agreement

Type	ARM
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2010

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Jun 10, 2010
Change Frequency	5 Years
Min Rate At Change	5%
Index	Other
Max Rate	8.9%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Feb 3, 2026
Property Address	3276 WHITE POLE RD, STUART, IA 50250-8047
Document Number	0020260116
Instrument Date	Jan 26, 2026
Instrument	2026-0116
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 WHITE POLE RD, STUART, IA 50250-8047
Investor	Possibly a Property Investor

Mortgage

Document Number	0020260117
Date	Feb 3, 2026
Instrument	2026-0117

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 30, 2066

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 (-3.69%)	$136,290 (+6.78%) Land $30,780 Building $105,510	$136,290 (+6.78%) Land $30,780 Building $105,510
2024	$1,462.00 (+34.13%)
2023		$127,640 (+40.88%) Land $28,350 Building $99,290	$127,640 (+40.88%) Land $28,350 Building $99,290
2022	$1,090.00 Homeowner's exemption	$90,600 Land $20,250 Building $70,350
2021			$90,600 Land $20,250 Building $70,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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