New York City property record for 3276 Spencer Dr, Bronx, NY 10465
| Property Type | Single Family Home |
|---|---|
| Details | 1,140 sqft · built 1925 |
| Lot Size | 0.082 acres (3,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Dec 2020) |
| Tax Bill | $7,375 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| APN | 05409-0535 |
| Primary APN | 05409-0535 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 510 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 3,558 sqft (0.082 acres) |
| Lot Dimensions | 142 ft deep x 25 ft wide |
| Account Number | 2-05409-0535 |
|---|---|
| Street Address | 3276 SPENCER DR |
| City | BRONX |
| State | NY |
| Zip | 10465-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3-1 |
| Legal Subdivision | LORILLARD SPENCER FARM/THROGGS |
| Legal Block | 5409 |
| Legal Lot Number | 535 |
| Jurisdiction | BRONX NY |
| Township / Civil Division | BRONX |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27402 |
3276 Spencer Dr is owned by an individual who bought it in December 2020.
Source: New York City records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 177 E MAIN ST, 300, NEW ROCHELLE, NY 10801-5711 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed, Transfer A&D MORTGAGE LLC |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 2, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Jan 26, 2005 · Amount on File |
| Deed Document Number | 2020370948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRONX NY |
| Recording Date | Dec 29, 2020 |
| Property Address | 3276 SPENCER DR, BRONX, NY 10465-1226 |
| Document Number | 0000370948 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2020000370948 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3965 ROCKY POINT RD, 3965, EAST MARION, NY 11939-1145 |
| Name | Verified Name |
|---|---|
| Address | 177 E MAIN ST # 300, 300, NEW ROCHELLE, NY 10801-5711 |
| Document Number | 0000370949 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020000370949 |
| Name | A&D MORTGAGE LLC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRONX NY |
| Property Address | 3276 SPENCER DR, BRONX, NY 10465-1226 |
| Document Number | 0000001505 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | SEARCH NY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3276 SPENCER DR BRONX NY 104651226, BRONX, NY 10465-1226 |
| Document Number | 0000001505 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 1505 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | BRONX NY |
| Recording Date | Jan 2, 2018 |
| Property Address | 3276 SPENCER DR, BRONX, NY 10465-1226 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 1506 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | SEARCH NY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3276 SPENCER DR BRONX NY 104651226, BRONX, NY 10465-1226 |
| Document Number | 0000001506 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 1506 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 3276 Spencer Dr was $7,375.
Source: New York City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Bronx County |
| Municipality | New York City |
| Unified School District | New York City Department Of Education (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,923 Land $12,260 Building $26,663 | $727,000 Land $229,000 Building $498,000 | |
| 2025 | $7,375.00 | ||
| 2023 | $7,276.00 | $36,228 Land $11,334 Building $24,894 | $732,000 Land $229,000 Building $503,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 3276 Spencer Dr; there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 41 (1979–2021) |
| Claims Outside the SFHA | 14 of 41 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3276 Spencer Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 10 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Uncovered finished water reservoir currently in violation since Feb 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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