3276 Riva Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 3276 Riva Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,235 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Aug 2024)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-000-90252375`

Property Details

APN / Parcel Number

Primary APN	`02-000-90252375`
Alternative APNs	`2-000-90252375` `00090252375`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,235 sqft Living Area
Gross Area	4,817 sqft
1st Floor Area	1,412 sqft
Basement Area	1,157 sqft
Finished Basement	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00090252375
Street Address	3276 RIVA RD
City	RIVA
State	MD
Zip	21140-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CALVARY COMMUNITY CHURCH
Legal Subdivision	CALVARY COMMUNITY CHURCH
Legal Block	2
Legal Lot Number	3
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2027
Census Tract	702300

Owner

3276 Riva Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3276 RIVA RD, RIVA, MD 21140-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL
Mar 17, 2023	Deed, Transfer · Stand-Alone First Mortgage CALVARY COMMUNITY CHURCH OF RIVA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Deed Book / Page	40640 / 361
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3276 RIVA RD, RIVA, MD 21140-1110
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 RIVA RD, RIVA, MD 21140-1110

Mortgage

Document Number	0422060096
Date	Mar 30, 2026
Book Page	42206/96

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 1, 2026
Property Address	3276 RIVA RD, RIVA, MD 21140-1110
Document Number	4249000315
Book / Page	42498 / 315
Instrument Date	Mar 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 RIVA RD, RIVA, MD 21140-1110

Mortgage

Document Number	4249000315,
Date	Jul 1, 2026
Book Page	42498/315

Lender

Name	FIRST NATIONAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 17, 2023
Property Address	3276 RIVA RD, RIVA, MD 21140-1110
Document Number	0395240118
Book / Page	39524 / 118
Map Reference	MB 369 PG 0042
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	SWAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	258 MOREAU LN, SEVERNA PARK, MD 21146-2158

Mortgage

Document Number	0395240123
Date	Mar 17, 2023
Instrument	39524/0123

Lender

Name	CALVARY COMMUNITY CHURCH OF RIVA
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jan 14, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 3276 Riva Rd was $1,423, up 41.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$915,000 (+898.91%) Land $210,000 Building $705,000	$915,000 (+898.91%) Land $210,000 Building $705,000
2025	$1,423.00 (+41.87%)	$91,600 Land $91,600	$91,600 Land $91,600
2024	$1,003.00 (+0.3%)
2023	$1,000.00	$91,600 Land $91,600	$91,600 Land $91,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3276 Riva Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3276 Riva Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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