Habersham County property record for 3276 Pea Rdg Rd, Cornelia, GA 30531
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 602 sqft · built 1930 |
| Lot Size | 1.74 acres (75,794 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $922 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 026 094 |
| Primary APN | 026 094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 602 sqft Heated Area |
| Gross Area | 980 sqft |
| 1st Floor Area | 602 sqft |
| Basement Area | 210 sqft |
| Unfinished Basement | 210 sqft |
| Flooring | Hardwood |
| Interior Walls | Plywood |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 75,794 sqft (1.74 acres) |
| Lot Width | 330 ft Width |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 377915 |
|---|---|
| Street Address | 3276 PEA RIDGE RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | LI |
| Legal Description | 10-63 PB 52-116 TRK 1 1346-662 |
| Legal Tract | 1 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 603 |
3276 Pea Rdg Rd, a rural home, is owned by an individual who acquired it in November 2008.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3274 PEA RIDGE RD, CORNELIA, GA 30531-4960 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Sep 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 3, 2008 |
| Transfer Doc | 000867/797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 3276 PEA RIDGE RD, CORNELIA, GA 30531-4960 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3276 PEA RIDGE RD, CORNELIA, GA 30531-4960 |
| Document Number | 0000001213/0000000920 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 0000001213/0000000920 |
| Name | REGIONS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Sep 11, 2023 |
| Property Address | 3276 PEA RIDGE RD, CORNELIA, GA 30531-4960 |
| Document Number | 001346/662 |
| Book / Page | 1346 / 662 |
| Instrument Date | Aug 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3274 PEA RIDGE RD, CORNELIA, GA 30531-4960 |
The 2026 property tax bill for 3276 Pea Rdg Rd was $922, down 4.8% from the year before.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $922.00 (-4.75%) | $40,480 (+1.02%) Land $22,447 Building $18,033 | $101,201 (+1.02%) Land $56,118 Building $45,083 |
| 2025 | $968.00 | $40,071 Land $20,979 Building $19,092 | $100,178 Land $52,447 Building $47,731 |
| 2023 | $654.00 (+47.3%) | $25,224 (+47.16%) Land $17,052 Building $8,172 | $63,060 (+47.16%) Land $42,630 Building $20,430 |
| 2022 | $444.00 | $17,140 Land $10,232 Building $6,908 | $42,850 Land $25,580 Building $17,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3276 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3276 Pea Rdg Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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