3276 Morven Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 3276 Morven Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1986
Lot Size	0.257 acres (11,190 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2022)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0930-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0930-0100`
Alternative APNs	`00585003` `585003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,296 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,190 sqft (0.257 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00585003
Street Address	3276 MORVEN DR
City	SPRING HILL
State	FL
Zip	34609-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 930 LOT 10
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	930
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1008
Census Tract	41006

Owner

3276 Morven Dr is owned by an individual who bought it in November 2022.

Source: Hernando County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7006 LAWNVIEW CT, TAMPA, FL 33615-2951
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 29, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	202284193
Deed Book / Page	4243 / 1491
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3276 MORVEN DR, SPRING HILL, FL 34609-2773
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3276 MORVEN DR, SPRING HILL, FL 34609-2773

Mortgage

Document Number	0042431504
Date	Nov 29, 2022
Book Page	4243/1504
Instrument	2022084195

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 29, 2022
Property Address	3276 MORVEN DR, SPRING HILL, FL 34609-2773
Document Number	0042431491
Book / Page	4243 / 1491
Map Reference	MB 9 PG 10-15
Instrument Date	Nov 18, 2022
Instrument	2022084193
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CLOUD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 20TH AVE S, GULFPORT, FL 33707-4844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 LAWNVIEW CT, TAMPA, FL 33615-2951

Mortgage

Document Number	0042431493
Date	Nov 29, 2022
Book Page	4243/1493
Instrument	2022084194

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 28, 2020
Property Address	3276 MORVEN DR, SPRING HILL, FL 34609-2773
Document Number	0038680042
Book / Page	3868 / 42
Map Reference	MB 9 PG 10
Instrument Date	Jul 27, 2020
Instrument	2020045332
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7322 RAY BROWNING RD, 7322, BROOKSVILLE, FL 34601-3805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E LURAY AVE, ALEXANDRIA, VA 22301-1811

Mortgage

Document Number	386843
Date	Jul 28, 2020
Instrument	3868/43

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3276 Morven Dr was $4,009.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00	$232,420 Land $41,963 Building $190,457	$232,420 Land $41,963 Building $190,457
2023		$224,659 Land $37,849 Building $186,810
2022	$3,411.00		$224,659 Land $34,689 Building $189,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3276 Morven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3276 Morven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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