State of Hawaii and Honolulu County property record for 3276 Lower Rd, Honolulu, HI 96822
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,900 sqft · built 2004 |
| Lot Size | 0.22 acres (9,596 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,440,000 (May 2021) |
| Tax Bill | $7,308 (2026) |
| Deeds & Mortgages | May 2021 Transfer May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-2-9-038-051 |
| Primary APN | 1-2-9-038-051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,900 sqft Living Area |
| Gross Area | 3,044 sqft |
| 1st Floor Area | 1,450 sqft |
| 2nd Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,596 sqft (0.22 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 504 sqft |
| Patio Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3276 LOWER RD |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96822-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/04/00 |
| Legal Description | LOT 14-D-1-A MAP 17 LCAPP 716 9,596 SF TOG/UND 1/4 INT IN LOT 14-E ( 29038-076) V/O SUBJ/ESMT B FOR STORM DRAIN PURPOSES |
| Legal Subdivision | MAP 17 |
| Legal Lot Number | 14-D- |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3104 |
Source: State of Hawaii and Honolulu County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 57 OLENA ST, HILO, HI 96720-1867 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 21, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL PACIFIC BANK |
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST HAWAIIAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2003 · Amount on Record |
| Deed Document Number | 2021T-11448014 |
| Prior Transfer Date | Apr 28, 2021 |
| Prior Transfer Doc | 0011463071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | May 21, 2021 |
| Property Address | 3276 LOWER RD, HONOLULU, HI 96822-1457 |
| Document Number | 0T11463071 |
| Instrument Date | Apr 28, 2021 |
| Instrument | T-11463071 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 57 OLENA ST, HILO, HI 96720-1867 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | May 6, 2021 |
| Property Address | 3276 LOWER RD, HONOLULU, HI 96822-1457 |
| Document Number | 0T11448014 |
| Instrument Date | Apr 28, 2021 |
| Instrument | T-11448014 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | TG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,760.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 57 OLENA ST, HILO, HI 96720-1867 |
| Document Number | 0T11448015 |
|---|---|
| Date | May 6, 2021 |
| Instrument | T-11448015 |
| Name | CENTRAL PACIFIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 3276 LOWER RD, HONOLULU, HI 96822-1457 |
| Document Number | 0T11250064 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3276 LOWER RD HONOLULU HI 968221457, HONOLULU, HI 96822-1457 |
| Document Number | 0T11250064 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | T11250064 |
| Name | FIRST HAWAIIAN BK |
|---|---|
| Type | Bank |
| Address | PO BOX 3200, HONOLULU, HI 96847-0001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,308.00 Homeowner's exemption | $2,149,900 (-2.64%) Land $1,624,100 Building $525,800 | $2,149,900 (-2.64%) Land $1,624,100 Building $525,800 |
| 2025 | $7,308.00 (-5.95%) | $2,208,200 (-5.64%) Land $1,564,300 Building $643,900 | $2,208,200 (-5.64%) Land $1,564,300 Building $643,900 |
| 2024 | $7,770.00 (+6.09%) | $2,340,200 (+6.73%) Land $1,572,800 Building $767,400 | $2,340,200 (+6.73%) Land $1,572,800 Building $767,400 |
| 2023 | $7,324.00 (+10.3%) | $2,192,700 Land $1,521,500 Building $671,200 | $2,192,700 Land $1,521,500 Building $671,200 |
| 2022 | $6,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2004–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2026 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 75% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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