3276 Lorene Dr, Clifton, CO 81520 Property Records

Mesa County property record for 3276 Lorene Dr, Clifton, CO 81520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1998
Lot Size	0.092 acres (3,984 sqft)
Owner	2 Individual Names on File
Last Sale	$18,500 (Jul 1998)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-024-33-001`

Property Details

APN / Parcel Number

Primary APN	`2943-024-33-001`
Alternative APN	`R027299`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,984 sqft (0.092 acres)
Garage Type	Attached
Garage Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R027299
Street Address	3276 LORENE DR
City	CLIFTON
State	CO
Zip	81520-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 COLONY MEADOWS FIL NO 1 SEC 2 1S 1E & AN UND INT IN TR A THRU C INC
Legal Range	001
Legal Township	01S
Legal Section	02
Legal Subdivision	COLONY MEADOWS FIL NO 1
Legal Tract	A
Legal Block	3
Legal Lot Number	1
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	1
Census Block	1003
Census Tract	1705

Owner

3276 Lorene Dr is owned and occupied by two individuals who bought it in July 1998.

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3276 LORENE DR, CLIFTON, CO 81520-7506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 2, 2017	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1998 · Amount on File
Deed Sale	Jul 28, 1998 · Amount on File
Prior Sale	Apr 6, 1989 · Amount on File
Deed Document Number	19981857183
Deed Book / Page	2469 / 277
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3276 LORENE DR, CLIFTON, CO 81520-7506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002946718
Date	Oct 9, 2020
Instrument	2946718

Lender

Name	DISCOVER BANK
Type	Bank
Address	CLIFTON, CO 81520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3276 LORENE DR, CLIFTON, CO 81520-7506
Document Number	0002903062
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3276 LORENE DR CLIFTON CO 815207506, CLIFTON, CO 81520-7506

Mortgage

Document Number	0002903062
Date	Nov 15, 2019
Instrument	2903062

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Aug 2, 2017
Property Address	3276 LORENE DR, CLIFTON, CO 81520-7506
Document Number	0002809317
Instrument Date	Jul 31, 2017
Instrument	2809317
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 S ASBURY CT GRAND JUNCTION CO 815044353, GRAND JUNCTION, CO 81504-4353

Mortgage

Document Number	2809318
Date	Aug 2, 2017
Instrument	2809318

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3276 Lorene Dr was $1,287, up 35% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (+35.05%)	$16,280 (+34.66%) Land $3,440 Building $12,840	$260,400 Land $55,000 Building $205,400
2024	$953.00 (+1.17%)	$12,090 (-) Land $2,820 Building $9,270
2023	$942.00 (-10.2%)	$12,090 (-9.03%) Land $2,820 Building $9,270	$180,460 Land $42,150 Building $138,310
2022	$1,049.00	$13,290 Land $3,130 Building $10,160
2021			$191,220 Land $45,000 Building $146,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3276 Lorene Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3276 Lorene Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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