3276 Kynesville Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 3276 Kynesville Rd, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,030 sqft · built 2024
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$3,815 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Jun 2023 Transfer
Flood ZoneZone X (minimal risk)
APN22-4N-11-0000-0040-0030

Property Details

APN / Parcel Number

Primary APN22-4N-11-0000-0040-0030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,030 sqft Heated Area
Gross Area3,614 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialPrecast Concrete Panel
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage TypeCarport
CarportCarport
PorchOpen Porch
Porch Area464 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3276 KYNESVILLE RD
CityCOTTONDALE
StateFL
Zip32431-7526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMM AT THE NWC OF SECT 22, E 1326.52 FT, E 375 FT, TO BEGIN; E 240 FT, S 22* E 348.17 FT, S 67*W 220 FT, N 22* W 443.16 FT,
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3068
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3276 KYNESVILLE RD, COTTONDALE, FL 32431-7526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK OF GRACEVILLE
Jun 27, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 27, 2023
Transfer Doc0017960829
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address3276 KYNESVILLE RD, COTTONDALE, FL 32431-7526
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3033 MAGNOLIA ST, MARIANNA, FL 32446-8250

Mortgage

Document Number0018150735
DateDec 21, 2023
Book Page1815/735
Instrument202332012738
Lender
NamePEOPLES BANK OF GRACEVILLE
TypeBank
AddressPO BOX 596, GRACEVILLE, FL 32440
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueNov 25, 2024

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON FL
Recording DateJun 27, 2023
Property Address3276 KYNESVILLE RD, COTTONDALE, FL 32431-7526
Document Number0017960829
Book / Page1796 / 829
Instrument DateApr 23, 2023
Instrument202332006652
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,815.00 Homeowner's exemption$326,543 Land $17,000 Building $309,543$326,543 Land $17,000 Building $309,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kynesville Rd

Nearby Streets

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