Hamilton County property record for 3276 Blue Rock Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,137 sqft · built 1948 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Apr 2023) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2023 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0082-0021-00 |
| Primary APN | 550-0082-0021-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| Gross Area | 1,905 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 369 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,631 sqft (0.267 acres) |
| Lot Dimensions | 230 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3276 BLUE ROCK RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-6156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUE ROCK RD 50 X 230 R2-T2-S12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20764 |
3276 Blue Rock Rd is owned by two individuals who bought it in April 2023.
Source: Hamilton County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4801 FREDERICA ST, OWENSBORO, KY 42301-7441 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Feb 15, 2023 | Warranty Deed, Transfer · Line of Credit CIVISTA BANK |
| Mar 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on File |
| Deed Sale | Apr 20, 2023 · Amount on File |
| Prior Sale | Feb 15, 2023 · Amount on File |
| Deed Document Number | 202326760 |
| Deed Book / Page | 14899 / 1203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 20, 2023 |
| Property Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000026760 |
| Book / Page | 14899 / 1203 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023-0026760 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000026761 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023-0026761 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 15, 2023 |
| Property Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000011083 |
| Book / Page | 14854 / 1239 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023-0011083 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000011084 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 2023-0011084 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 15, 2021 |
| Property Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000032339 |
| Book / Page | 14374 / 1537 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-0032339 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3276 BLUE ROCK RD, CINCINNATI, OH 45239-6156 |
| Document Number | 0000032340 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0032340 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 3276 Blue Rock Rd was $3,609, up 2.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,609.00 (+2.27%) | $66,465 (-) Land $11,767 Building $54,698 | $189,900 Land $33,620 Building $156,280 |
| 2024 | $3,529.00 (-0.48%) | $66,465 (-) Land $11,767 Building $54,698 | |
| 2023 | $3,546.00 (+34.27%) | $66,465 (+64.62%) Land $11,767 Building $54,698 | $189,900 Land $33,620 Building $156,280 |
| 2022 | $2,641.00 Homeowner's exemption | $40,376 Land $10,521 Building $29,855 | |
| 2020 | $115,360 Land $30,060 Building $85,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3276 Blue Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3276 Blue Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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