Sumter County property record for 3275 Sennett Cir, Oxford, FL 34484
| Property Type | Single Family Home |
|---|---|
| Details | 2,095 sqft · built 2015 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Jun 2026) |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181823D18B189 |
| Primary APN | 181823D18B189 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,095 sqft Living Area |
|---|---|
| Gross Area | 3,091 sqft |
| 1st Floor Area | 2,095 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 7,700 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 606 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 473 sqft |
| Street Address | 3275 SENNETT CIR |
|---|---|
| City | OXFORD |
| State | FL |
| Zip | 34484-3486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 189 OXFORD OAKS PHASE ONE PB 15 PGS 25-25D |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | OXFORD OAKS PHASE ONE |
| Legal Lot Number | 189 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 910100 |
Source: Sumter County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK |
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK |
| Jan 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Document Number | 202629917 |
| Deed Book / Page | 5150 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0000029917 |
| Book / Page | 5150 / 520 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202629917 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0000029918, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202629918 |
| Name | CITIZENS FIRST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0050290339 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 5029/339 |
| Instrument | 202660001604 |
| Name | CITIZENS FIRST BANK |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jan 20, 2017 |
| Property Address | 3275 SENNETT CIR, OXFORD, FL 34484-3486 |
| Document Number | 0032070659 |
| Book / Page | 3207 / 0659 |
| Map Reference | MB15 PG25&25A-25D |
| Instrument Date | Dec 30, 2016 |
| Instrument | 201760002313 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 LAKE SUMTER LNDG, 1020, THE VILLAGES, FL 32162-2699 |
| Name | Verified Name |
|---|---|
| Address | 327 SENNETT CIR, OXFORD, FL 34484 |
| Document Number | 0032070660 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 3207/0660 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
Source: Sumter County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (+5.44%) Additional exemption filed | $243,690 (+5.98%) | $337,560 (-5.64%) Land $17,320 Building $320,240 |
| 2024 | $2,958.00 (+12.64%) | ||
| 2023 | $2,626.00 (+2.58%) Additional exemption filed | $229,940 (+3%) | $357,750 (+21.94%) Land $17,320 Building $340,430 |
| 2022 | $2,560.00 Homeowner's exemption | $223,250 | $293,390 Land $15,000 Building $278,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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