3275 Rambler Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3275 Rambler Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,368 sqft · built 1994
Lot Size4.79 acres (208,827 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Nov 2021)
Tax Bill$10,146 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN98303

Property Details

APN / Parcel Number

Primary APN98303
Alternative APN
  • 302631507000010290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,368 sqft Heated Area
Gross Area3,148 sqft
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area208,827 sqft (4.79 acres)
Lot Dimensions629 ft deep x 332 ft wide
Garage TypeFinished
Garage Area660 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area760 sqft
FenceFence
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number98303
Street Address3275 RAMBLER AVE
CitySAINT CLOUD
StateFL
Zip34772-9396
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UN 1 PB 1 PG 363 LOT 29 LESS W 5 FT
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Block1
Legal Lot Number29
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1022
Census Tract43304

Owner

Source: Osceola County records · APN 98303

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address726 STONEWYK WAY, KISSIMMEE, FL 34744-8523
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Nov 15, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2021 · Amount on Record
Deed SaleNov 15, 2021 · Amount on Record
Prior SaleJun 26, 2013 · Amount on Record
Deed Document Number2021176720
Deed Book / Page6086 / 236
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3275 RAMBLER AVE, SAINT CLOUD, FL 34772-9396
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057730807
DateAug 12, 2020
Book Page5773/807
Instrument2020106343
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 15, 2021
Property Address3275 RAMBLER AVE, SAINT CLOUD, FL 34772-9396
Document Number0060860236
Book / Page6086 / 236
Map ReferenceMB 1 PG 363
Instrument DateNov 10, 2021
Instrument2021176720
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,815.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3611 N ARDGOUR CT, 3611, WASILLA, AK 99654-2438

Transferred To (Grantee/Buyer)

NameVerified Name
Address3275 RAMBLER AVE, SAINT CLOUD, FL 34772-9396

Mortgage

Document Number6086237
DateNov 15, 2021
Instrument6086/237
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,146.00 (+7.27%)$680,900 (+6.84%) Land $177,400 Building $503,500$680,900 (+6.84%) Land $177,400 Building $503,500
2023$9,458.00 (+55.18%)$637,300 (+61.38%) Land $158,200 Building $479,100$637,300 (+61.38%) Land $158,200 Building $479,100
2022$6,095.00$394,900 Land $153,400 Building $241,500$394,900 Land $153,400 Building $241,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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