32745 State Hwy 196, Mc Clave, CO 81057 Property Records

Bent County property record for 32745 State Hwy 196, Mc Clave, CO 81057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,412 sqft · built 1997
Lot Size	4.08 acres (177,725 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jun 2022)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2019 Mortgage + 2 more
APN	`R028890`

Property Details

APN / Parcel Number

Primary APN	`R028890`
Alternative APN	`23002935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,412 sqft Living Area
Gross Area	3,001 sqft
1st Floor Area	4,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Asphalt
Lot Area	177,725 sqft (4.08 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R028890
Street Address	32745 STATE HIGHWAY 196
City	MC CLAVE
State	CO
Zip	81057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09-22-48:A TRACT OF LAND LYING IN THE SW4SE4;4.08 TOTAL AC M/LREC# 97-267; REC# 03-104;REC# 14-728; REC# 22-583;REC# 22-584;
Legal Range	48
Legal Township	22
Legal Section	09
Jurisdiction	BENT CO
Township / Civil Division	MCCLAVE
Census Block Group	1
Census Block	1049
Census Tract	966702

Owner

32745 State Hwy 196 is owned by a company that bought it in June 2022.

Source: Bent County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	33111 STATE HIGHWAY 196, WILEY, CO 81092-9403
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · FHA Mortgage IMC MORTGAGE CORP
Jul 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT OF SOUTHERN COLORADO ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Deed Document Number	2022584
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0020140728
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENT CO
Property Address	32745 STATE HIGHWAY 196, MC CLAVE, CO 81057-9601
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020180501
Date	Jun 22, 2018
Instrument	20180501

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENT CO
Property Address	32745 STATE HIGHWAY 196, MC CLAVE, CO 81057-9601
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020190596
Date	Jul 3, 2019
Instrument	20190596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENT CO
Property Address	32745 STATE HIGHWAY 196, MC CLAVE, CO 81057-9601
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200386
Date	Jun 2, 2020
Instrument	20200386

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENT CO
Property Address	32745 STATE HIGHWAY 196, MC CLAVE, CO 81057-9601
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33111 STATE HIGHWAY 196, WILEY, CO 81092-9403

Mortgage

Document Number	0020220585
Date	Jun 16, 2022
Instrument	20220585

Lender

Name	FARM CREDIT OF SOUTHERN COLORADO ACA
Type	Bank
Address	LAMAR, CO 81052

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 32745 State Hwy 196 was $2,817.

Source: Bent County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Bent County
Unified School District	McClave School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,817.00	$28,720 Land $310 Building $28,410	$459,511 Land $5,000 Building $454,511
2023	$2,051.00	$28,471 Land $297 Building $28,174	$424,928 Land $4,427 Building $420,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 32745 State Hwy 196.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32745 State Hwy 196 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SECOM Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 196

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