3274 San Tomas Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3274 San Tomas Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 1990
Lot Size	0.9 acres (3,941 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Nov 2020)
Tax Bill	$8,722 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-692-70-00`

Property Details

APN / Parcel Number

Primary APN	`165-692-70-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,350 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	3,941 sqft (0.9 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3274 SAN TOMAS DR
City	OCEANSIDE
State	CA
Zip	92056-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-2
Legal Description	LOT 145 TR 012174
Legal Subdivision	DEL ORO HILLS
Legal Tract	012174
Legal Block	3
Legal Lot Number	145
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3003
Census Tract	18515

Owner

3274 San Tomas Dr is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 26, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 29, 2017	Grant Deed, Transfer · VA Mortgage MISSION HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	May 26, 2020
Deed Document Number	2020709081
Prior Transfer Date	Jul 8, 1994
Prior Transfer Doc	0000561164
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 12, 2020
Property Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247
Document Number	0000709081
Map Reference	MAP 12174
Instrument Date	Oct 19, 2020
Instrument	2020-0709081
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247

Mortgage

Document Number	0000709082
Date	Nov 12, 2020
Instrument	2020-0709082

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2020
Property Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247
Document Number	0000264498
Map Reference	MAP 12174
Instrument Date	May 14, 2020
Instrument	2020-0264498
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91-1059 KAIAPELE ST, EWA BEACH, HI 96706-6530

Mortgage

Document Number	0000264499
Date	May 26, 2020
Instrument	2020-0264499

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247
Document Number	0000448227
Map Reference	MAP12174
Instrument Date	Sep 8, 2017
Instrument	2017-0448227
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3274 SAN TOMAS DR, OCEANSIDE, CA 92056-3247

Mortgage

Document Number	0000448228
Date	Sep 29, 2017
Instrument	2017-0448228

Lender

Name	MISSION HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3274 San Tomas Dr was $8,722.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,770 (+2%) Land $324,195 Building $426,575
2025	$8,722.00	$736,050 Land $317,839 Building $418,211
2023	$8,314.00 (+1.45%)	$707,470 Land $305,498 Building $401,972
2022	$8,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3274 San Tomas Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3274 San Tomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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