3274 Lake Dr, Morganton, NC 28655 Property Records

Burke County property record for 3274 Lake Dr, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,550 sqft · built 2019
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2024)
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Jun 2024 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1775893117`

Property Details

APN / Parcel Number

Primary APN	`1775893117`
Alternative APN	`20251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,550 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)

Exterior Amenities

Porch	Slab
Porch Area	10 sqft
Deck Area	96 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3274 LAKE DR
City	MORGANTON
State	NC
Zip	28655-6590
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	3274 LAKE DR MORGANTON, NC 28655
Legal Subdivision	THE OAKS AT HUNTERS RIDGE SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2014
Census Tract	20204

Owner

3274 Lake Dr, a residential property, is owned and occupied by two individuals who bought it in June 2024.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3274 LAKE DR, MORGANTON, NC 28655-6590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2024	Warranty Deed, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
May 31, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on File
Deed Sale	Jun 11, 2024 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	202424005100
Deed Book / Page	2748 / 861
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 11, 2024
Property Address	3274 LAKE DR, MORGANTON, NC 28655-6590
Document Number	0027480861
Book / Page	2748 / 861
Map Reference	MB 35 PG 235
Instrument Date	Jun 11, 2024
Instrument	2024005100
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 S CORNELL TER, INVERNESS, FL 34452-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 LAKE DR, MORGANTON, NC 28655-6590

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3274 LAKE DR, MORGANTON, NC 28655-6590
Document Number	0025100077
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 LAKE DR MORGANTON NC 286556590, MORGANTON, NC 28655-6590

Mortgage

Document Number	0025100077
Date	Dec 29, 2020
Book Page	002510/000077
Instrument	48646

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	1400 VETERANS UNITED DR, COLUMBIA, MO 65203-3001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 31, 2019
Property Address	3274 LAKE DR, MORGANTON, NC 28655-6590
Document Number	0024050826
Book / Page	2405 / 0826
Map Reference	MB 35 PG 235
Instrument Date	May 28, 2019
Instrument	2017028376
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3274 LAKE DR, MORGANTON, NC 28655-6590

Mortgage

Document Number	2017028377
Date	May 31, 2019
Instrument	2017028377

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 20, 2019
Property Address	3274 LAKE DR, MORGANTON, NC 28655-6590
Document Number	0023930831
Book / Page	002393 / 000831
Instrument Date	Mar 19, 2019
Instrument	25836
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3274 Lake Dr was $1,308, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (+0.38%)	$190,795 (-) Land $26,595 Building $164,200	$190,795 (-) Land $26,595 Building $164,200
2025	$1,303.00	$190,795 Land $26,595 Building $164,200	$190,795 Land $26,595 Building $164,200
2023	$1,295.00	$188,741 Land $26,595 Building $162,146	$188,741 Land $26,595 Building $162,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3274 Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3274 Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures