3274 Co Rd 488, Holts Summit, MO 65043 Property Records

Callaway County property record for 3274 Co Rd 488, Holts Summit, MO 65043

Property Summary

Property TypeRural Home
Details3 ba · 1,280 sqft · built 2013
Lot Size10 acres (436,907 sqft)
OwnerIndividual Name on Record
Tax Bill$1,992 (2025)
Deeds & MortgagesDec 2018 Refinance
Flood ZoneZone X (minimal risk)
APN24-08.0-28.0-00-000-007.000

Property Details

APN / Parcel Number

Primary APN24-08.0-28.0-00-000-007.000
Alternative APN
  • 2408028000000000000

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
Basement Area1,280 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 2013
Construction TypeFrame
Lot Area436,907 sqft (10 acres)
Garage TypeAttached
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area240 sqft
Patio Area480 sqft
Shed1 Shed
Shed Area600 sqft
Lean-To144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2408028000000007000
Street Address3274 COUNTY ROAD 488
CityHOLTS SUMMIT
StateMO
Zip65043-1217
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionN 1/2 SE NW
JurisdictionCALLAWAY MO
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1057
Census Tract70701

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3274 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2008
Deed SaleNov 19, 2008
Deed Document Number807240
Deed Book / PageM0418 / 0169
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALLAWAY MO
Property Address3274 COUNTY ROAD 488, HOLTS SUMMIT, MO 65043-1217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number241/579
DateDec 12, 2018
Book Page241/579
Instrument201808144
Lender
NameCENTRAL TRUST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJan 1, 2029

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCallaway County
Unified School DistrictNew Bloomfield R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 (-2.59%)$34,619 (-)$182,710 (-)
2024$2,045.00 (+0.1%)$34,619 (-)$182,710 (-)
2023$2,043.00 (+1.54%)$34,619 (+1.39%)$182,710 (+1.39%)
2022$2,012.00$34,144 Land $1,114 Building $33,030
2021$180,210 Land $6,370 Building $173,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAWAY COUNTY PWSD 1
serves 9,840 people · EPA ID MO3024084
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Kingdom Networks
Fiber
1,000 / 1,000
Callabyte
Fiber
1,000 / 1,000
FireServe
Fixed Wireless · not low latency
100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 488

Nearby Streets

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