3273 Arbor Dr, Helena, MT 59602 Property Records

Lewis And Clark County property record for 3273 Arbor Dr, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,602 sqft · built 2006
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on File
Last Sale	$201,300 (Dec 2018)
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0536593`

Property Details

APN / Parcel Number

Primary APN	`R0536593`
Alternative APNs	`05-1887-13-4-18-19-0000` `0000039155`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000039155
Street Address	3273 ARBOR DR
City	HELENA
State	MT
Zip	59602-7744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	NORTHGATE MEADOWS, S13, T10 N, R04 W, LOT 53, COS #3094231
Legal Range	04W
Legal Township	10N
Legal Section	13
Legal Subdivision	NORTHGATE MEADOWS
Legal Lot Number	53
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2040
Census Tract	503

Owner

3273 Arbor Dr is owned and occupied by an individual who bought it in December 2018.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	3273 ARBOR DR, HELENA, MT 59602-7744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Sep 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT
Aug 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Dec 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2018 · Amount on File
Deed Sale	Dec 24, 2018 · Amount on File
Prior Sale	Jun 16, 2006 · Amount on File
Deed Document Number	20183331844
Deed Book / Page	55 / 551
Prior Transfer Date	Dec 19, 2018
Prior Transfer Doc	00M55/0551
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3273 ARBOR DR, HELENA, MT 59602-7744
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M60/3337
Date	Dec 6, 2021
Book Page	M60/3337
Instrument	3390633

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3273 ARBOR DR, HELENA, MT 59602-7744
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/3288
Date	Sep 20, 2017
Book Page	M53/3288
Instrument	3311833

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3273 ARBOR DR, HELENA, MT 59602-7744
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M55/8970
Date	Aug 21, 2019
Book Page	M55/8970
Instrument	3341543

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59602

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3273 ARBOR DR, HELENA, MT 59602-7744
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/6770
Date	Feb 14, 2020
Book Page	M56/6770
Instrument	3350523

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	69604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Dec 24, 2018
Property Address	3273 ARBOR DR, HELENA, MT 59602-7744
Document Number	M55/0551
Book / Page	M55 / 0551
Map Reference	DOC 3094231
Instrument Date	Dec 19, 2018
Instrument	3331844
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3273 ARBOR DR, HELENA, MT 59602-7744

Mortgage

Document Number	3331845
Date	Dec 24, 2018
Instrument	3331845

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 3273 Arbor Dr was $2,475, up 12% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (+12.04%)	$409,700 (-)
2025	$2,209.00	$409,700	$409,700 Land $126,060 Building $283,640
2023	$3,921.00	$357,200	$357,200 Land $107,292 Building $249,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3273 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2018)
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3273 Arbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Montana Internet.

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