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32723 Tortuga Ln, Big Pine Key, FL 33043 Property Records

Monroe County property record for 32723 Tortuga Ln, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,161 sqft · built 1993
Lot Size0.389 acres (16,980 sqft)
OwnerIndividual Name on File
Last Sale$989,000 (May 2022)
Tax Bill$8,967 (2024)
Deeds & MortgagesMay 2022 Sale
Flood ZoneZone AE (high risk)
APN00108130-001900

Property Details

APN / Parcel Number

Primary APN00108130-001900
Alternative APN
  • 8497164

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft
FlooringPlywood
Interior WallsMasonry

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2011
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,980 sqft (0.389 acres)
Lot Dimensions25 ft deep x 120 ft wide
PorchOpen Porch
Porch Area1,129 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number8497164
Street Address32723 TORTUGA LN
CityBIG PINE KEY
StateFL
Zip33043-5201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18 66 30 NO NAME KEY PT LOT 5 (LOTS 18 & 19 OF AN UNRECORDED PLAT) OR797-392/393 OR793-1038/1039 OR805-2398/2399-C OR1090-423
Legal Range30E
Legal Township66S
Legal Section18
Legal SubdivisionNAME KEY
Legal Lot Number5,18-19
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1045
Census Tract971402

Owner

32723 Tortuga Ln is owned by an individual who bought it in May 2022.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address301 JAN WAY, CALVERTON, NY 11933-3004
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2022 · Amount on File
Deed SaleMay 10, 2022 · Amount on File
Prior SaleJun 13, 2016 · Amount on File
Deed Document Number2374744
Deed Book / Page3172 / 1940
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 10, 2022
Property Address32723 TORTUGA LN, BIG PINE KEY, FL 33043-5201
Document Number0031721940
Book / Page3172 / 1940
Map ReferenceMB 793 PG 1038
Instrument DateMay 9, 2022
Instrument2374744
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$6,923.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32723 TORTUGA LN, 32723, BIG PINE KEY, FL 33043-5201

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 JAN WAY, CALVERTON, NY 11933-3004

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,008,633 Land $703,989 Building $304,644$1,008,633 Land $703,989 Building $304,644
2024$8,967.00 (+9.94%)
2023$8,156.00 (+78.04%)$870,075 (+77.97%) Land $574,584 Building $295,491$870,075 (+15.68%) Land $574,584 Building $295,491
2022$4,581.00 Homeowner's exemption$488,886$752,113 Land $459,021 Building $293,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 32723 Tortuga Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitFL-50 “No Name Key”
Unit TypeSystem Unit
DesignatedNov 16, 1990
NFIP EligibilityNot eligible (built 1993)
built after the Nov 16, 1990 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32723 Tortuga Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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