3272 Sterling Ave, Alameda, CA 94501 Property Records

Alameda County property record for 3272 Sterling Ave, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1920
Lot Size	0.092 acres (3,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jul 2017)
Tax Bill	$13,518 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`69-85-47-1`

Property Details

APN / Parcel Number

Primary APN	`69-85-47-1`
Alternative APN	`069-0085-047-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,988 sqft (0.092 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3272 STERLING AVE
City	ALAMEDA
State	CA
Zip	94501-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0047 AR: 0069 PAGE: 0085
Legal Subdivision	STERLING
Legal Lot Number	20
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	1
Census Block	1006
Census Tract	428100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2018	Deed of Trust, Mortgage · Line of Credit MUFG UNION BK NA
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Apr 13, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Jan 8, 1997 · Amount on Record
Deed Document Number	2017165078
Transfer Doc	0000004856
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128

Mortgage

Document Number	0000116824
Date	Jun 24, 2022
Instrument	2022116824

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128

Mortgage

Document Number	0000322840
Date	Nov 24, 2020
Instrument	2020322840

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Document Number	0000145486
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3272 STERLING AVE ALAMEDA CA 945013128, ALAMEDA, CA 94501-3128

Mortgage

Document Number	0000145486
Date	Jul 25, 2018
Instrument	145486

Lender

Name	MUFG UNION BK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 28, 2017
Property Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Document Number	0000165078
Map Reference	MB14 PG39
Instrument Date	Jul 18, 2017
Instrument	2017165078
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128

Mortgage

Document Number	0000165079
Date	Jul 28, 2017
Instrument	2017165079

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Aug 1, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Apr 13, 2017
Property Address	3272 STERLING AVE, ALAMEDA, CA 94501-3128
Document Number	0000084207
Instrument Date	Mar 28, 2017
Instrument	84207
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 STERLING AVE ALAMEDA CA 945013128, ALAMEDA, CA 94501-3128

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,475 (+1.28%) Land $424,184 Building $562,291
2025	$13,518.00 (+6.47%) Homeowner's exemption	$967,137 (+4.04%) Land $415,869 Building $551,268
2023	$12,696.00 Homeowner's exemption	$929,584 Land $399,721 Building $529,863	$1,015,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	18 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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