Jefferson County property record for 3272 Echo Lake Dr, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2,462 sqft · built 2018 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.93 |
| Primary APN | 03-5.0-21.0-0-000-031.93 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,462 sqft Living Area |
| Gross Area | 3,241 sqft |
| 1st Floor Area | 1,894 sqft |
| Basement Area | 568 sqft |
| Finished Basement | 568 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 779 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 3272 ECHO LAKE DR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 93 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 93 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 700302 |
3272 Echo Lake Dr is owned by two individuals who acquired it in October 2017.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3272 ECHO LAKE DR, 206, BYRNES MILL, MO 63025-3013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK OF T CLAIR |
| Jul 2, 2020 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI |
| Oct 15, 2019 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI |
| Sep 25, 2018 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI |
| Apr 12, 2018 | Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Jan 26, 2018 | Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Oct 10, 2017 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2017 |
| Deed Sale | Oct 10, 2017 |
| Prior Sale | Mar 25, 2014 |
| Deed Document Number | 201731875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 021R007946 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021R-007946 |
| Name | FARMERS & MERCHANTS BANK OF T CLAIR |
|---|---|
| Address | SAINT CLAIR, MO 63077 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000024819 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3272 ECHO LAKE DR #206 BYRNES MILL MO 630253013, 206, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000024819 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 24819 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000032975 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3272 ECHO LAKE DR BYRNES MILL MO 630253013, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000032975 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 32975 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000030367 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Title Company | SECURITY TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3272 ECHO LAKE DR BYRNES MILL MO 630253013, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000030367 |
|---|---|
| Date | Oct 4, 2018 |
| Instrument | 30367 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 3, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 12, 2018 |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 10985 |
| Transaction Type | Construction Loan |
| Record Updated | May 4, 2018 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1168 LONDON CIRCLE LN FENTON MO 630264086, FENTON, MO 63026-4086 |
| Document Number | 0000010985 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 10985 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 26, 2018 |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 2731 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 6, 2018 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6225 VISTA VIEW DR HOUSE SPRINGS MO 630514339, HOUSE SPRINGS, MO 63051-4339 |
| Document Number | 0000002731 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 2731 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 25, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 10, 2017 |
| Property Address | 3272 ECHO LAKE DR, BYRNES MILL, MO 63025-3013 |
| Document Number | 0000031875 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 31875 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6225 VISTA VIEW DR HOUSE SPRINGS MO 630514339, HOUSE SPRINGS, MO 63051-4339 |
The 2025 property tax bill for 3272 Echo Lake Dr was $3,886.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,100 (-) Land $7,700 Building $46,400 | $284,700 Land $40,700 Building $244,000 | |
| 2025 | $3,886.00 | $54,100 Land $7,700 Building $46,400 | |
| 2024 | $284,700 (+7.96%) Land $40,700 Building $244,000 | ||
| 2023 | $3,622.00 | $50,100 Land $7,700 Building $42,400 | $263,700 Land $40,700 Building $223,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3272 Echo Lake Dr in Zone X, an area of minimal flood risk, though there have been 414 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3272 Echo Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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