3272 Countryside View Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3272 Countryside View Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,611 sqft · built 2001
Lot Size	0.253 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Aug 2023)
Tax Bill	$7,188 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`88184`

Property Details

APN / Parcel Number

Primary APN	`88184`
Alternative APN	`262630062800011380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,611 sqft Heated Area
Gross Area	3,099 sqft
1st Floor Area	2,291 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.253 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Enclosed Porch
Porch Area	387 sqft
Deck Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88184
Street Address	3272 COUNTRYSIDE VIEW DR
City	SAINT CLOUD
State	FL
Zip	34772-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 138
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 3A
Legal Tract	628
Legal Block	1
Legal Lot Number	138
Legal Unit	3A
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43304

Owner

3272 Countryside View Dr is owned and occupied by an individual who bought it in August 2023.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 25, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Feb 4, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on File
Deed Sale	Aug 3, 2023 · Amount on File
Prior Sale	Jun 13, 2011 · Amount on File
Deed Document Number	2023100723
Deed Book / Page	6451 / 1857
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2023
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Document Number	0064511857
Book / Page	6451 / 1857
Map Reference	MB 12 PG 37&38
Instrument Date	Jul 31, 2023
Instrument	2023100723
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 PALFY PLACE, SUMMERTOWN, TN 38483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0064511859
Date	Aug 3, 2023
Instrument	6451/1859

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	NOT AVAILABLE, AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050

Mortgage

Document Number	0063580921
Date	Feb 15, 2023
Book Page	6358/921
Instrument	2023018223

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061580539
Date	Feb 25, 2022
Book Page	6158/539
Instrument	2022030872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051370056
Date	Apr 24, 2017
Book Page	5137/0056
Instrument	2017060723

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054720089
Date	Feb 4, 2019
Book Page	5472/0089
Instrument	2019014242

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056031621
Date	Oct 10, 2019
Book Page	5603/1621
Instrument	2019130891

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3272 COUNTRYSIDE VIEW DR, SAINT CLOUD, FL 34772-7050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057931919
Date	Sep 15, 2020
Book Page	5793/1919
Instrument	2020122839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3272 Countryside View Dr was $7,188 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,188.00 Homeowner's exemption	$444,500 Land $75,000 Building $369,500	$444,500 Land $75,000 Building $369,500
2023	$2,682.00 (+3.91%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,070 (+3%)	$405,800 (+24.9%) Land $65,000 Building $340,800
2022	$2,581.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,360	$324,900 Land $60,000 Building $264,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3272 Countryside View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3272 Countryside View Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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