32710 Rapids Dr, Whitewater, CO 81527 Property Records

Mesa County property record for 32710 Rapids Dr, Whitewater, CO 81527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,728 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`2967-141-02-008`

Property Details

APN / Parcel Number

Primary APN	`2967-141-02-008`
Alternative APN	`R105286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	415 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R105286
Street Address	32710 RAPIDS DR
City	WHITEWATER
State	CO
Zip	81527-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	LOT 8 WHITEWATER VILLAGE FILING ONE SEC 14 2S 1E UM RECD 6/29/2023 RN-3067839 MESA CO RECDS - 0.15AC
Legal Subdivision	WHITEWATER VILLAGE FILING ONE
Legal Lot Number	8
Jurisdiction	MESA CO
Township / Civil Division	WHITEWATER-KANNAH CREEK
Census Block Group	3
Census Block	3065
Census Tract	1900

Owner

32710 Rapids Dr is owned and occupied by two individuals who acquired it in February 2026.

Source: Mesa County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2026	Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC
May 13, 2024	Special Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026
Deed Sale	Feb 17, 2026
Prior Sale	May 13, 2024 · Amount on File
Deed Document Number	20263150460
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705

Mortgage

Document Number	0003117890
Date	Feb 21, 2025
Instrument	3117890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Feb 17, 2026
Property Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705
Document Number	0003150460
Instrument Date	Feb 10, 2026
Instrument	3150460
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705

Mortgage

Document Number	0003150461
Date	Feb 17, 2026
Instrument	3150461

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 13, 2024
Property Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705
Document Number	0003093034
Instrument Date	May 10, 2024
Instrument	3093034
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1765, GRAND JUNCTION, CO 81502-1765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32710 RAPIDS DR, WHITEWATER, CO 81527-6705

Mortgage

Document Number	0003093035
Date	May 13, 2024
Instrument	3093035

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 32710 Rapids Dr was $1,728, up 2,235.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,728.00 (+2,235.14%)	$22,510 (+2,151%) Land $2,190 Building $20,320	$360,090 Land $35,000 Building $325,090
2024	$74.00	$1,000 Land $550 Building $450
2023			$14,920 Land $8,260 Building $6,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32710 Rapids Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32710 Rapids Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Spectrum, T-Mobile.

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