3271 Amherst Ave, Lorain, OH 44052 Property Records

Lorain County property record for 3271 Amherst Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,354 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Jul 2021)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-216-009`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-216-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	924 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	159 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3271 AMHERST AVE
City	LORAIN
State	OH
Zip	44052-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LORAIN R CO 45.00 X 159.00
Legal Subdivision	LORAIN R CO
Legal Tract	01
Legal Block	216
Legal Lot Number	34-35
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1008
Census Tract	23500

Owner

Source: Lorain County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3271 AMHERST AVE, LORAIN, OH 44052-5010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LORMET COMMUNITY FEDERAL CREDIT UNION
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	2021826424
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Oct 5, 2026
Property Address	3271 AMHERST AVE, LORAIN, OH 44052-5010
Document Number	0000114103
Instrument Date	Sep 30, 2026
Instrument	2026114103
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	CUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3271 AMHERST AVE, LORAIN, OH 44052-5010

Mortgage

Document Number	0000114103,
Date	Oct 5, 2026
Instrument	2026114103

Lender

Name	LORMET COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2021
Property Address	3271 AMHERST AVE, LORAIN, OH 44052-5010
Document Number	0000826424
Map Reference	VOL 12 PG 27
Instrument Date	Jun 23, 2021
Instrument	2021-0826424
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3271 AMHERST AVE, LORAIN, OH 44052-5010

Mortgage

Document Number	0000826425
Date	Jul 1, 2021
Instrument	2021-0826425

Lender

Name	FIRST FSLA OF LAKEWOOD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 Homeowner's exemption	$30,780 (+%) Land $7,460 Building $23,320	$87,940 (-) Land $21,320 Building $66,620
2024	$1,177.00 (-8.4%)	$30,779 (+23.41%) Land $7,462 Building $23,317	$87,940 (+23.41%) Land $21,320 Building $66,620
2023	$1,285.00 (+0.94%)	$24,941 (-0.04%) Land $5,705 Building $19,236	$71,260 (-) Land $16,300 Building $54,960
2022	$1,273.00	$24,950 Land $5,710 Building $19,240
2021			$71,260 Land $16,300 Building $54,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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