32709 128th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 32709 128th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,728 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$84,719 (Jan 2017)
Tax Bill	$9,076 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041714-1-020`

Property Details

APN / Parcel Number

Primary APN	`041714-1-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,728 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	2,728 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	70 sqft
Deck Area	600 sqft
Storage Building	828 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	32709 128TH AVE E
City	GRAHAM
State	WA
Zip	98338-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 14 TOWNSHIP 17 RANGE 04 QUARTER 13 PARCEL D OF DBLR 2009-08-25-5001 DESC AS FOLL L 79 & 80 OF L L SUBD #2423 EXC THAT POR OF L 79 & 80 DESC AS BEG NW COR OF S L 79 TH S 04 DEG 17 MIN 47 SEC W 327.64 FT TH S 89 DEG 50 MIN 23 SEC E 683.20 FT TO
Legal Range	04
Legal Township	17
Legal Section	14
Legal Subdivision	BLA#200908255001
Legal Lot Number	80
Legal Unit	2423
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2071
Census Tract	73119

Owner

32709 128th Ave E is owned and occupied by two individuals who bought it in January 2017.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32709 128TH AVE E, GRAHAM, WA 98338-6109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SAMMAMISH MTG
Dec 3, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 31, 2017	Warranty Deed, Transfer OLYMPIA FED'L SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2017 · Amount on File
Deed Sale	Jan 31, 2017 · Amount on File
Deed Document Number	20171230
Prior Transfer Date	Aug 18, 2004
Prior Transfer Doc	0000000115
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	32709 128TH AVE E, GRAHAM, WA 98338-6109
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008131100
Date	Aug 13, 2021
Instrument	202108131100

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	32709 128TH AVE E, GRAHAM, WA 98338-6109
Document Number	1912160588
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32709 128TH AVE E GRAHAM WA 983386109, GRAHAM, WA 98338-6109

Mortgage

Document Number	1912160588
Date	Dec 16, 2019
Instrument	201912160588

Lender

Name	SAMMAMISH MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 15, 2034

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	32709 128TH AVE E, GRAHAM, WA 98338-6109
Document Number	1901030056
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32709 128TH AVE E GRAHAM WA 983386109, GRAHAM, WA 98338-6109

Mortgage

Document Number	1901030056
Date	Jan 3, 2019
Instrument	201901030056

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501-2026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2034

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 31, 2017
Property Address	32709 128TH AVE E, GRAHAM, WA 98338-6109
Document Number	1701311230
Instrument Date	Dec 12, 2016
Instrument	201701311230
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,518.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24220 119TH AVENUE CT E GRAHAM WA 983388956, GRAHAM, WA 98338-8956

Mortgage

Document Number	1701311231
Date	Jan 31, 2017
Instrument	201701311231

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98507

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32709 128th Ave E was $9,076, up 10.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Eatonville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$926,500 Land $234,700 Building $691,800	$926,500 Land $234,700 Building $691,800
2025	$9,076.00 (+10.28%)
2024	$8,230.00 (-4.71%)	$781,100 (-10.8%) Land $199,900 Building $581,200	$781,100 (-10.8%) Land $199,900 Building $581,200
2023	$8,637.00	$875,700 Land $221,600 Building $654,100	$875,700 Land $221,600 Building $654,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32709 128th Ave E in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32709 128th Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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