32701 Delaro Ranch Rd, Bigfork, MT 59911 Property Records

Lake County property record for 32701 Delaro Ranch Rd, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,664 sqft · built 2025
Lot Size	10 acres (436,428 sqft)
Owner	2 Individual Names on File
Last Sale	$231,819 (Sep 2023)
Tax Bill	$5,170 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R158313`

Property Details

APN / Parcel Number

Primary APN	`R158313`
Alternative APNs	`15-3708-17-3-01-30-0000` `0000006137`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,664 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	436,428 sqft (10 acres)
Terrain	Rolling
Garage Area	1,900 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000006137
Street Address	32701 DELARO RANCH RD
City	BIGFORK
State	MT
Zip	59911-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17, T26 N, R19 W, C.O.S. 4906, PARCEL B, ACRES 10.019
Legal Range	19W
Legal Township	26N
Legal Section	17
Legal Tract	B
Jurisdiction	LAKE MT
Township / Civil Division	WOODS BAY-ROLLINS
Census Block Group	1
Census Block	1008
Census Tract	200

Owner

32701 Delaro Ranch Rd is owned by two individuals who bought it in September 2023.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	258 BUTTERCUP LOOP, KALISPELL, MT 59901-8921
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Jun 15, 2021
Deed Document Number	2023607084
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Sep 10, 2026
Property Address	32701 DELARO RANCH RD, BIGFORK, MT 59911-7003
Document Number	0000641418
Instrument Date	Sep 4, 2026
Instrument	2026641418
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32701 DELARO RANCH RD, BIGFORK, MT 59911-7003

Mortgage

Document Number	0000641418,
Date	Sep 10, 2026
Instrument	2026641418

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Sep 6, 2023
Property Address	32701 DELARO RANCH RD, BIGFORK, MT 59911
Document Number	0000607084
Instrument Date	Aug 31, 2023
Instrument	607084
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32701 DELARO RANCH RD, BIGFORK, MT 59911

Mortgage

Document Number	0000607085
Date	Sep 6, 2023
Instrument	607085

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 32701 Delaro Ranch Rd was $5,170, up 436.3% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,170.00 (+436.31%)	$1,322,457 (+424.83%)
2025	$964.00	$251,977	$1,322,457 Land $251,977 Building $1,070,480
2023	$1,015.00	$173,267	$173,267 Land $173,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32701 Delaro Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32701 Delaro Ranch Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 59% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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