3270 Stark Rd, Harris, MN 55032 Property Records

Chisago County property record for 3270 Stark Rd, Harris, MN 55032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1965
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Apr 2024)
Tax Bill	$3,710 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00310-00`

Property Details

APN / Parcel Number

Primary APN	`03-00310-00`
Alternative APNs	`3164027` `3358458` `3442862` `3973150`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	3,012 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	225 ft deep x 130 ft wide
Garage Area	1,152 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3973150
Street Address	3270 STARK RD
City	HARRIS
State	MN
Zip	55032-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PT OF GOVT LOT 1 SEC 23 & GOVT LOT 2 SEC 26 DESC AS FOL: BEG AT A POINT ON S LINE OF LOT 1 84 FT W OF SE COR THEREOF; TH N 9D
Legal Range	022
Legal Township	036
Legal Section	23
Legal Lot Number	1-2,84
Jurisdiction	CHISAGO MN
Township / Civil Division	FISH LAKE
Census Block Group	3
Census Block	3042
Census Tract	110100

Owner

Source: Chisago County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3270 STARK RD, HARRIS, MN 55032-3779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 23, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20241647011
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	Sep 3, 2026
Property Address	3270 STARK RD, HARRIS, MN 55032-3779
Document Number	0000696001
Instrument Date	Aug 19, 2026
Instrument	2026696001
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 STARK RD, HARRIS, MN 55032-3779

Mortgage

Document Number	0000696001,
Date	Sep 3, 2026
Instrument	2026696001

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2054

Interest

Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Property Address	3270 STARK RD, HARRIS, MN 55032-3779
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A608302
Date	Apr 23, 2018
Instrument	A-608302

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Apr 24, 2018
Property Address	3270 STARK RD, HARRIS, MN 55032-3779
Document Number	A608301
Instrument Date	Apr 16, 2018
Instrument	A-608301
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3270 STARK RD, HARRIS, MN 55032-3779

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Fish Lake Township
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,710.00 (-7.06%)
2025	$3,992.00 (-4.27%) Homeowner's exemption
2024		$345,300 (-11.19%)	$359,500 (-8.03%)
2023	$4,170.00 (+21.22%) Homeowner's exemption	$388,800 (+30.82%)	$390,900 (+27.41%) Land $166,400 Building $224,500
2022	$3,440.00 (+9.07%) Homeowner's exemption	$297,200 (+32.21%)	$306,800 (+27.62%) Land $94,400 Building $212,400
2021	$3,154.00	$224,800	$240,400 Land $69,600 Building $170,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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