3270 Rim Rock Cir, Encinitas, CA 92024 Property Records

San Diego County property record for 3270 Rim Rock Cir, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,351 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Last Sale	$2,200,000 (Dec 2020)
Tax Bill	$27,943 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`264-292-32-00`

Property Details

APN / Parcel Number

Primary APN	`264-292-32-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,351 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	87,120 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	3270 RIM ROCK CIR
City	ENCINITAS
State	CA
Zip	92024-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 69 TR 011809
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	011809
Legal Block	1
Legal Lot Number	69
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1032
Census Tract	17112

Owner

3270 Rim Rock Cir is owner-occupied and held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Jul 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FUNDLOANS CAPITAL
Jul 8, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
May 27, 2020	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Mar 24, 2021	Intrafamily Transfer, Transfer
Dec 18, 2020	Grant Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Oct 16, 1992 · Amount on File
Deed Document Number	2020815188
Last Transfer Date	Jun 28, 2021
Transfer Doc	0000488907
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Document Number	0000488906
Map Reference	MAP 11809
Instrument Date	Jun 28, 2021
Instrument	2021-0488906
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 RIM ROCK CIR # 1, 1, ENCINITAS, CA 92024-5718

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Document Number	0000488907
Map Reference	MAP 11809
Instrument Date	Jun 28, 2021
Instrument	2021-0488907
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 RIM ROCK CIR # 1, 1, ENCINITAS, CA 92024-5718

Mortgage

Document Number	0000488908
Date	Jul 8, 2021
Instrument	2021-0488908

Lender

Name	FUNDLOANS CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2061

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2021
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Document Number	0000488909
Map Reference	MAP 11809
Instrument Date	Jun 28, 2021
Instrument	2021-0488909
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3270 RIM ROCK CIR # 1, 1, ENCINITAS, CA 92024-5718

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000266905
Date	May 27, 2020
Instrument	2020-0266905

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Document Number	0000228977
Map Reference	MAP 11809
Instrument Date	Jan 22, 2021
Instrument	2021-0228977
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2020
Property Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718
Document Number	0000815188
Map Reference	MAP 11809
Instrument Date	Nov 20, 2020
Instrument	2020-0815188
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 RIM ROCK CIR, ENCINITAS, CA 92024-5718

Mortgage

Document Number	0000815189
Date	Dec 18, 2020
Instrument	2020-0815189

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3270 Rim Rock Cir was $27,943 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,428,975 (+2%) Land $1,324,895 Building $1,104,080
2025	$27,943.00 Homeowner's exemption	$2,381,349 Land $1,298,917 Building $1,082,432
2023	$25,927.00 (+1.88%) Homeowner's exemption	$2,288,880 Land $1,248,480 Building $1,040,400
2022	$25,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3270 Rim Rock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3270 Rim Rock Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rim Rock Cir

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