3270 Pine Grove Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 3270 Pine Grove Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1980
Lot Size	0.546 acres (23,827 sqft)
Owner	Individual Name on Record
Tax Bill	$1,311 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27492`

Property Details

APN / Parcel Number

Primary APN	`27492`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,827 sqft (0.546 acres)
Porch	Enclosed Porch
Patio Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	3270 PINE GROVE RD
City	GLOUCESTER
State	VA
Zip	23061-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	PINETTA SUB SEC ONE LOT 20
Legal Subdivision	PINETTA
Legal Lot Number	20
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2003
Census Tract	100102

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Sep 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST ADVANTAGE FEDERAL CREDIT UNION
Jun 30, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance CITIBANK NA
Jun 30, 2021	Intrafamily Transfer, Transfer · Stand-Alone Refinance CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2005
Deed Sale	Aug 16, 2005
Prior Sale	Aug 16, 2005
Deed Document Number	0050006446
Last Transfer Date	Jun 30, 2021
Transfer Doc	0210004676
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004736
Date	Sep 10, 2020
Instrument	200004736

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004992
Date	Sep 12, 2022
Instrument	220004992

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Aug 16, 2052

Interest

Rate Type	Adjustable Rate

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 30, 2021
Property Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231
Document Number	210004676
Instrument Date	Jun 24, 2021
Instrument	210004676
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231

Mortgage

Document Number	0210004677
Date	Jun 30, 2021
Instrument	210004677

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 30, 2021
Property Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231
Document Number	0210004676
Instrument Date	Jun 24, 2021
Instrument	210004676
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, WATERSIDE TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3270 PINE GROVE RD, GLOUCESTER, VA 23061-3231

Mortgage

Document Number	0210004677
Date	Jun 30, 2021
Instrument	210004677

Lender

Name	CITIBANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,311.00 (+5.3%)	$213,650 (-) Land $45,850 Building $167,800	$213,650 (-) Land $45,850 Building $167,800
2024	$1,245.00	$213,650 (-) Land $45,850 Building $167,800	$213,650 (-) Land $45,850 Building $167,800
2023	$1,245.00 (+5.96%)	$213,650 (+31.8%) Land $45,850 Building $167,800	$213,650 (+31.8%) Land $45,850 Building $167,800
2022	$1,175.00	$162,100 Land $39,470 Building $122,630	$162,100 Land $39,470 Building $122,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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