327 Upper Hanging Rock Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 327 Upper Hanging Rock Rd, Spruce Pine, NC 28777

Property Summary

Property TypeMobile Home
Details672 sqft · built 1971
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Apr 2025)
Tax Bill$403 (2026)
Deeds & MortgagesMar 2017 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0890-11-66-3641

Property Details

APN / Parcel Number

Primary APN0890-11-66-3641
Alternative APNs
  • 555782340
  • 555785834

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area672 sqft Total Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleMobile Home
Lot Area45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number555785834
Street Address327 UPPER HANGING ROCK RD
CitySPRUCE PINE
StateNC
Zip28777-5316
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionHANGING ROCK RD 1140
JurisdictionMITCHELL NC
Township / Civil DivisionGRASSY CREEK
Census Block Group1
Census Block1000
Census Tract950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address327 UPPER HANGING ROCK RD, SPRUCE PINE, NC 28777-5316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2017Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Jun 17, 2019Warranty Deed, Transfer · Seller Carry-Back
DEBORAH BURLESON

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2025 · Amount on Record
Deed SaleApr 21, 2025 · Amount on Record
Prior SaleJun 17, 2019 · Amount on Record
Deed Document Number2025625
Deed Book / Page677 / 887
Prior Transfer DateApr 23, 2019
Prior Transfer Doc602/918
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address327 UPPER HANGING ROCK RD, SPRUCE PINE, NC 28777-5316
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number578/121
DateMar 2, 2017
Book Page578/121
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateJun 17, 2019
Property Address327 UPPER HANGING ROCK RD, SPRUCE PINE, NC 28777-5316
Document Number602/918
Book / Page602 / 918
Instrument DateApr 23, 2019
Instrument2019001062
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$25.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 UPPER HANGING ROCK RD, SPRUCE PINE, NC 28777-5316

Mortgage

Document Number2019001063
DateJun 17, 2019
Instrument2019001063
Lender
NameDEBORAH BURLESON
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term23 Months
DueMay 2, 2021

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403.00$63,100 (-) Land $21,900 Building $41,200
2025$403.00 (+1.51%)$63,100 (-) Land $21,900 Building $41,200
2023$397.00$63,100 Land $21,900 Building $41,200$63,100 Land $21,900 Building $41,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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