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327 Terrys Gap Rd, Fletcher, NC 28732 Property Records

Henderson County property record for 327 Terrys Gap Rd, Fletcher, NC 28732

Property Summary

Property TypeMobile Home
Details2 ba · 1,352 sqft · built 2007
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Tax Bill$819 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9682091724

Property Details

APN / Parcel Number

Primary APN9682091724
Alternative APNs
  • 00968209172455
  • 9947359

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,352 sqft Heated Area
1st Floor Area1,352 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number9947359
Street Address327 TERRYS GAP RD
CityFLETCHER
StateNC
Zip28732-7531
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code9947359~R3
Legal DescriptionSR1565 OFF TERRYS GAP RD LO3A PLA-310A
Legal Block9
Legal Lot Number1724
JurisdictionHENDERSON NC
Township / Civil DivisionHOOPERS CREEK
Census Block Group2
Census Block2019
Census Tract930100

Owner

327 Terrys Gap Rd, a mobile home, is owned by an individual.

Source: Henderson County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1832, FLETCHER, NC 28732-1832
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · FHA Mortgage
UNITED STATES OF AMERICA
Sep 3, 2020Deed of Trust, Mortgage
LOCAL GOV'T EMPS FCU
Jan 11, 2019Loan Modification, Mortgage · Conventional Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address327 TERRYS GAP RD, FLETCHER, NC 28732-7531
Transaction TypeMortgage
Record UpdatedApr 4, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 TERRYS GAP RD, FLETCHER, NC 28732-7531

Mortgage

Document Number0038710081
DateFeb 18, 2022
Book Page3871/81
Instrument973913
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term201 Months
DueNov 1, 2038

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address327 TERRYS GAP RD, FLETCHER, NC 28732-7531
Document Number0035590407
Instrument DateSep 3, 2020
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0035590407
DateSep 10, 2020
Book Page003559/000407
Instrument933213
Lender
NameLOCAL GOV'T EMPS FCU
TypeCredit Union
AddressPO BOX 25279, RALEIGH, NC 27611-5279
Agreement
AmountAmount on Record
Term180 Months
DueSep 9, 2035

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENDERSON NC
Property Address327 TERRYS GAP RD, FLETCHER, NC 28732-7531
Document Number0032960431
Instrument DateJan 11, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 TERRYS GAP RD FLETCHER NC 28732, FLETCHER, NC 28732

Mortgage

Document Number0032960431
DateFeb 4, 2019
Book Page003296/000431
Instrument897903
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 3, 2039
Interest
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 327 Terrys Gap Rd was $819.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$152,900 Land $46,000 Building $106,900
2025$819.00
2023$152,900 Land $46,000 Building $106,900$152,900 Land $46,000 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Terrys Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Terrys Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
DSL		25 / 5

May also be available: Skyrunner, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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