Schenectady County and Rotterdam Town property record for 327 Terrace Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,733 sqft · built 2010 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $55,000 (Sep 2009) |
| Tax Bill | $7,430 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 37.20-1-6 |
| Primary APN | 422800 37.20-1-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| 1st Floor Area | 1,535 sqft |
| Upper Floors Area | 198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 218 ft deep x 151 ft wide |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 845 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 327 TERRACE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | V WEST HILL DEV 1 PL6, L7 7.-541-5.9 |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 32602 |
327 Terrace Rd is owned and occupied by an individual who bought it in September 2009.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 TERRACE RD, SCHENECTADY, NY 12306-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2009 · Amount on File |
| Deed Sale | Sep 2, 2009 · Amount on File |
| Prior Sale | Sep 2, 2009 · Amount on File |
| Deed Book / Page | 1806 / 841 |
| Prior Transfer Date | Apr 19, 2000 |
| Prior Transfer Doc | 1577000462 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 327 Terrace Rd was $7,430 with exemptions applied, down 7.3% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,430.00 (-7.32%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $8,017.00 | $200,200 Land $30,400 Building $169,800 | $308,000 Land $46,769 Building $261,231 |
| 2023 | $200,200 Land $30,400 Building $169,800 | $263,400 Land $39,997 Building $223,403 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 Terrace Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Terrace Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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