327 Sunset Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 327 Sunset Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 624 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jun 2021)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Line of Credit
APN	`13-28-0-310-001`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-310-001`

Interior

Full Baths	3 Baths
Building Area	624 sqft Living Area
Upper Floors Area	48 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	327 SUNSET DR
City	SMITHTON
State	IL
Zip	62285-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 2ND ADDITION LOT/SEC-63 A02702883
Legal Subdivision	SUNSET TERRACE 2ND ADDITION
Legal Block	310
Legal Lot Number	63
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3015
Census Tract	503906

Owner

327 Sunset Dr is owned and occupied by two individuals who bought it in June 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 SUNSET DR, SMITHTON, IL 62285-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit CATHOLIC & CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Mar 7, 2016 · Amount on File
Deed Document Number	20212702883
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0002451125
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 10, 2021
Property Address	327 SUNSET DR, SMITHTON, IL 62285-1441
Document Number	0A02702883
Map Reference	MB 69 PG 53
Instrument Date	May 27, 2021
Instrument	A02702883
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 SUNSET DR, SMITHTON, IL 62285-1441

Mortgage

Document Number	0A02702884
Date	Jun 10, 2021
Instrument	A02702884

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	327 SUNSET DR, SMITHTON, IL 62285-1441
Document Number	00A2636470
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 SUNSET DR SMITHTON IL 622851441, SMITHTON, IL 62285-1441

Mortgage

Document Number	00A2636470
Date	Dec 17, 2019
Instrument	2636470

Lender

Name	CATHOLIC & CMNTY CU
Type	Credit Union
Address	BELLEVILLE, IL 62223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 327 Sunset Dr was $6,129.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,129.00	$75,733 Land $9,992 Building $65,741	$227,199 Land $29,976 Building $197,223
2022		$60,906 Land $8,614 Building $52,292	$182,718 Land $25,842 Building $156,876
2019	$4,316.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 327 Sunset Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 327 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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