Woodford County property record for 327 Smith St, Midway, KY 40347 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft |
| Lot Size | 0.15 acres (6,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Dec 2019) |
| Tax Bill | $2,246 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 38-6011-009-00 |
| Primary APN | 38-6011-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Lot Area | 6,480 sqft (0.15 acres) |
| Lot Dimensions | 162 ft deep x 40 ft wide |
| Driveway | Driveway |
| Sewer | Connected |
|---|
| Account Number | 32638 |
|---|---|
| Street Address | 327 SMITH ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | WOODFORD CIRCUIT COURT |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50400 |
Source: Woodford County records · APN 38-6011-009-00
Assessment roll updated December 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4044, MIDWAY, KY 40347-4044 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Dec 05, 2019 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2019 · Amount on Record |
| Deed Sale | Dec 05, 2019 · Amount on Record |
| Prior Sale | Oct 18, 2016 · Amount on Record |
| Deed Document Number | 201986133 |
| Deed Book / Page | 316 / 674 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 327 SMITH ST, MIDWAY, KY 40347-5021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 327 SMITH ST, MIDWAY, KY 40347-5021 |
| Document Number | 00M982/599 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | M982/599 |
| Instrument | 237165 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Dec 05, 2019 |
| Property Address | 327 SMITH ST, MIDWAY, KY 40347-5021 |
| Document Number | D316/674 |
| Book / Page | D316 / 674 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 86133 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | JETT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 137 S FORBES RD, 137, LEXINGTON, KY 40511-2026 |
| Name | Verified Name |
|---|---|
| Address | 327 SMITH ST, MIDWAY, KY 40347-5021 |
| Document Number | 86134 |
|---|---|
| Date | Dec 05, 2019 |
| Instrument | 86134 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Woodford County records · Assessment roll updated December 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,246.00 (+50.94%) | $246,600 (+70.07%) | $246,600 (+70.07%) |
| 2023 | $1,488.00 | $145,000 | $145,000 |
Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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