San Diego County property record for 327 Sierra Rdg Dr, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1974 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $665,000 (Sep 2005) |
| Tax Bill | $10,427 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-220-11-00 |
| Primary APN | 257-220-11-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 327 SIERRA RIDGE DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 423 TR 007549 |
| Legal Subdivision | VILLAGE PARK NORTH COUNTRY |
| Legal Tract | 007549 |
| Legal Block | 1 |
| Legal Lot Number | 423 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 17104 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 327 SIERRA RIDGE DR, ENCINITAS, CA 92024-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA COAST CU |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit NORTH ISLAND FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2005 · Amount on Record |
| Deed Sale | Sep 8, 2005 · Amount on Record |
| Prior Sale | Jun 7, 1985 · Amount on Record |
| Deed Document Number | 2005779737 |
| Last Transfer Date | Jun 1, 2006 |
| Transfer Doc | 0000425187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 327 SIERRA RIDGE DR, ENCINITAS, CA 92024-3123 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 327 SIERRA RIDGE DR, ENCINITAS, CA 92024-3123 |
| Document Number | 0000003425 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 2026-0003425 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 327 SIERRA RIDGE DR, ENCINITAS, CA 92024-3123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000088440 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 2017-0088440 |
| Name | NORTH ISLAND FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92186 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $926,882 (+2%) Land $780,533 Building $146,349 | |
| 2025 | $10,427.00 (+7.05%) Homeowner's exemption | $908,709 (+4.04%) Land $765,229 Building $143,480 |
| 2023 | $9,740.00 (+2.39%) Homeowner's exemption | $873,424 Land $735,515 Building $137,909 |
| 2022 | $9,513.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cox Communications, GeoLinks, San Diego Broadband, T-Mobile, Ting, Verizon.
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