327 Settlers Pointe Dr, Pikeville, NC 27863 Property Records

Wayne County property record for 327 Settlers Pointe Dr, Pikeville, NC 27863

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,206 sqft · built 2021
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$245,000 (Oct 2023)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3633614794`

Property Details

APN / Parcel Number

Primary APN	`3633614794`
Alternative APNs	`760116` `765544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Heated Area
Gross Area	1,734 sqft
1st Floor Area	1,206 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	14 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	765544
Street Address	327 SETTLERS POINTE DR
City	PIKEVILLE
State	NC
Zip	27863-8140
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LT 62 SETTLERS POINTE #4
Legal Subdivision	SETTLERS POINTE
Legal Lot Number	62
Jurisdiction	WAYNE NC
Township / Civil Division	PIKEVILLE
Census Block Group	1
Census Block	1034
Census Tract	304

Owner

327 Settlers Pointe Dr, a rural home, is held in a trust since June 2026.

Source: Wayne County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8309 WHITE HORSE DR, WAXHAW, NC 28173-8276
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 14, 2022	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Deed Book / Page	3855 / 248
Last Transfer Date	Jun 17, 2026
Transfer Doc	4092000498
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Jun 18, 2026
Property Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140
Document Number	4092000498
Book / Page	4092 / 498
Instrument Date	Jun 17, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8309 WHITE HORSE DR, WAXHAW, NC 28173-8276

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Oct 20, 2023
Property Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140
Document Number	003855/248
Book / Page	3855 / 248
Map Reference	CAB P PG 25-I&25-J
Instrument Date	Oct 19, 2023
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140

Mortgage

Document Number	0003855250
Date	Oct 20, 2023
Instrument	3855/250

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.82%
Max Rate At Change	8.82%
Index	5-Year TN
Margin	2
Max Rate	12.8%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE NC
Recording Date	Feb 14, 2022
Property Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140
Document Number	003709/419
Book / Page	3709 / 419
Map Reference	CAB P PG 25-I&25-J
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 VILLAGE TRL STE 215, 215, WOODSTOCK, GA 30188-4711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 SETTLERS POINTE DR, PIKEVILLE, NC 27863-8140

Mortgage

Document Number	0003709421
Date	Feb 14, 2022
Instrument	3709/421

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 327 Settlers Pointe Dr was $1,581.

Source: Wayne County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wayne County
Unified School District	Wayne County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,500 (-) Land $35,000 Building $183,500	$218,500 (-) Land $35,000 Building $183,500
2025	$1,581.00	$218,500 (+46.93%) Land $35,000 Building $183,500	$218,500 (+46.93%) Land $35,000 Building $183,500
2024		$148,710 Land $25,000 Building $123,710	$148,710 Land $25,000 Building $123,710
2023	$1,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Settlers Pointe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 8, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2016–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Settlers Pointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE WATER DISTRICTS serves 39,403 people · EPA ID NC0496065
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Benzo(a)pyrene resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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