Camden County and Waterford Township property record for 327 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1997 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Mar 2010) |
| Tax Bill | $8,687 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00503-0000-00011 |
| Primary APN | 35-00503-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,600 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 9,104 sqft (0.209 acres) |
| Old Parcel Number | 3500403000000022 |
|---|---|
| Street Address | 327 SAPLING WAY |
| City | ATCO |
| State | NJ |
| Zip | 08004-1956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 503 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 SAPLING WAY, ATCO, NJ 08004-1956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jan 12, 2024 | Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2010 · Amount on Record |
| Deed Sale | Mar 24, 2010 · Amount on Record |
| Prior Sale | Oct 24, 1997 · Amount on Record |
| Deed Document Number | 201017782 |
| Deed Book / Page | 9197 / 945 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Apr 24, 2026 |
| Property Address | 327 SAPLING WAY, ATCO, NJ 08004-1956 |
| Document Number | 0000026105 |
| Book / Page | 13074 / 1798 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202626105 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE LENDERS SERVICES |
| Name | Verified Name |
|---|---|
| Address | 327 SAPLING WAY, ATCO, NJ 08004-1956 |
| Document Number | 0000026105, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 13074/1798 |
| Instrument | 202626105 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 327 SAPLING WAY, ATCO, NJ 08004-1956 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003088 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 12496/1465 |
| Instrument | 2024003088 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 327 SAPLING WAY, ATCO, NJ 08004-1956 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000020963 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 11650/1295 |
| Instrument | 2021020963 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,500 (-) Land $45,400 Building $145,100 | $190,500 (-) Land $45,400 Building $145,100 | |
| 2025 | $8,687.00 (+3.5%) | $190,500 (-) Land $45,400 Building $145,100 | $190,500 (-) Land $45,400 Building $145,100 |
| 2024 | $8,393.00 (+7.31%) | ||
| 2023 | $190,500 Land $45,400 Building $145,100 | $190,500 Land $45,400 Building $145,100 | |
| 2022 | $7,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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