327 S St, Bedford, IN 47421 Property Records

Lawrence County property record for 327 S St, Bedford, IN 47421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 868 sqft · built 1938
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2023)
Tax Bill$1,161 (2025)
Deeds & MortgagesFeb 2014 Line of Credit
Apr 2013 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN1100363400P33N

Property Details

APN / Parcel Number

Primary APN1100363400P33N
Alternative APNs
  • 47-06-11-332-010.000-010
  • 02083073328

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area868 sqft Living Area
1st Floor Area868 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number02083073328
Street Address327 S ST
CityBEDFORD
StateIN
Zip47421-1648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH P PT LOT 8 50 X 110
Legal Lot Number8
JurisdictionLAWRENCE IN
Township / Civil DivisionSHAWSWICK
Census Block Group4
Census Block4001
Census Tract951000

Owner

Source: Lawrence County records · APN 1100363400P33N

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address327 S ST, BEDFORD, IN 47421-1648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2014Deed of Trust, Mortgage · Line of Credit
BEDFORD FEDERAL SAVINGS BANK
Apr 04, 2013Deed of Trust, Mortgage
BEDFORD FEDERAL SAVINGS BANK
Aug 19, 2014Deed of Trust, Mortgage · Line of Credit
BEDFORD FEDERAL SAVINGS BANK
Dec 11, 2023Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Jan 10, 2023Sheriff's Deed, Foreclosure · Stand-Alone Refinance
JACKSON COUNTY BANK
Apr 29, 2019Warranty Deed, Transfer · Stand-Alone Refinance
FLANAGAN STATE BANK
Dec 26, 2018Warranty Deed, Transfer · Commercial Mortgage
BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2023 · Amount on Record
Deed SaleDec 08, 2023 · Amount on Record
Prior SaleApr 29, 2019 · Amount on Record
Deed Document Number202319790
Prior Transfer DateDec 21, 2018
Prior Transfer Doc2018007503
Record UpdatedSep 20, 2026

February 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE IN
Property Address327 S ST, BEDFORD, IN 47421-1648
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2615 BROADVIEW DR, BEDFORD, IN 47421-5266

Mortgage

Document Number000375/250
DateFeb 28, 2014
Book Page375/250
Instrument201400001006
Lender
NameBEDFORD FEDERAL SAVINGS BANK
AddressBEDFORD, IN 47421
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 01, 2024

April 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE IN
Property Address327 S ST, BEDFORD, IN 47421-1648
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2615 BROADVIEW DR, BEDFORD, IN 47421-5266

Mortgage

Document Number000365/633
DateApr 04, 2013
Book Page365/633
Instrument201300002205
Lender
NameBEDFORD FEDERAL SAVINGS BANK
Address1030 15TH ST, BEDFORD, IN 47421
Agreement
AmountAmount Recorded
Term121 Months
DueMay 01, 2023

August 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE IN
Property Address327 S ST, BEDFORD, IN 47421-1648
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00379/2421
DateAug 19, 2014
Book Page379/2421
Instrument201400004405
Lender
NameBEDFORD FEDERAL SAVINGS BANK
AddressBEDFORD, IN 47421
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 01, 2034

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE IN
Recording DateDec 11, 2023
Property Address327 S ST, BEDFORD, IN 47421-1648
Document Number2023007216
Instrument DateNov 30, 2023
Instrument2023007216
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 S ST, BEDFORD, IN 47421-1648

Mortgage

Document Number2023007217
DateDec 11, 2023
Instrument2023007217
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

January 2023: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLAWRENCE IN
Recording DateJan 10, 2023
Property Address327 S ST, BEDFORD, IN 47421-1648
Document Number2023000249
Instrument DateDec 13, 2022
Instrument2023000249
Transaction TypeForeclosure
Record UpdatedApr 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023000543
DateJan 25, 2023
Instrument2023000543
Lender
NameJACKSON COUNTY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE IN
Recording DateApr 29, 2019
Property Address327 S ST, BEDFORD, IN 47421-1648
Document Number2019002249
Instrument DateApr 25, 2019
Instrument2019002249
Transaction TypeTransfer
Record UpdatedApr 21, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019002250
DateApr 29, 2019
Instrument2019002250
Lender
NameFLANAGAN STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE IN
Recording DateDec 26, 2018
Property Address327 S ST, BEDFORD, IN 47421-1648
Document Number2018007503
Instrument DateDec 21, 2018
Instrument2018007503
Transaction TypeTransfer
Record UpdatedApr 21, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018007504
DateDec 26, 2018
Instrument2018007504
Lender
NameBEDFORD FEDERAL SAVINGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBedford City
CountyLawrence County
County SubdivisionShawswick Township
Unified School DistrictNorth Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,161.00 (-4.44%) Homeowner's exemption$129,100 (+19.43%) Land $7,000 Building $122,100$129,100 (+19.43%) Land $7,000 Building $122,100
2024$1,215.00 (+12.4%)
2023$1,081.00 (+6.5%)$108,100 (+6.5%) Land $6,600 Building $101,500$108,100 (+6.5%) Land $6,600 Building $101,500
2022$1,015.00 Homeowner's exemption$101,500 Land $6,400 Building $95,100$101,500 Land $6,400 Building $95,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 3, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1987–1996)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 1996 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBEDFORD CITY UTILITIES
serves 14,000 people
Water SourceSurface water
Last State InspectionJan 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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