Madison County property record for 327 S John St, Lapel, IN 46051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1958 |
| Lot Size | 0.185 acres (8,052 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2025) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-1133-B-2 |
| Primary APN | 31-1133-B-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Family Room | Family Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,052 sqft (0.185 acres) |
| Lot Dimensions | 132 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001331389 |
|---|---|
| Street Address | 327 S JOHN ST |
| City | LAPEL |
| State | IN |
| Zip | 46051-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLERS 1ST ADD 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | CATHERINE MILLERS FIRST ADDITION |
| Jurisdiction | MADISON IN |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 11100 |
Source: Madison County records · APN 31-1133-B-2
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 S JOHN ST, LAPEL, IN 46051-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2025 · Amount on Record |
| Deed Sale | Apr 03, 2025 · Amount on Record |
| Prior Sale | Aug 28, 2007 · Amount on Record |
| Deed Document Number | 20254465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 327 S JOHN ST, LAPEL, IN 46051-5533 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R22947 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021R22947 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 327 S JOHN ST, LAPEL, IN 46051-5533 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020R03845 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020R03845 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Stony Creek Township |
| Municipality | Lapel Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (-1.63%) Homeowner's exemption | $134,000 (+19.64%) Land $13,500 Building $120,500 | $134,000 (+19.64%) Land $13,500 Building $120,500 |
| 2024 | $1,226.00 (+11.86%) | ||
| 2023 | $112,000 (+1.91%) Land $12,800 Building $99,200 | $112,000 (+1.91%) Land $12,800 Building $99,200 | |
| 2022 | $1,096.00 Homeowner's exemption | $109,900 Land $12,200 Building $97,700 | $109,900 Land $12,200 Building $97,700 |
Source: FEMA National Flood Hazard Layer as of August 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| On-Ramp Indiana Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
May also be available: ALTIUS Communications, Verizon.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAPEL MUNICIPAL WATER COMPANY serves 2,379 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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