327 S Cherry St, Troy, OH 45373 Property Records

Miami County property record for 327 S Cherry St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,567 sqft · built 1867
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Sep 2024)
Tax Bill	$2,325 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jun 2018 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-004800`

Property Details

APN / Parcel Number

Primary APN	`D08-004800`
Alternative APNs	`050628.1-26-011-00` `D08SW023 01100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	2,760 sqft
Attic	Attic
Attic Area	187 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	112 ft deep x 56 ft wide
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	360 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	327 S CHERRY ST
City	TROY
State	OH
Zip	45373-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 214 56
Legal Lot Number	214
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	5
Census Block	5027
Census Tract	365301

Owner

327 S Cherry St is owned and occupied by an individual who bought it in September 2024.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	327 S CHERRY ST, TROY, OH 45373-3313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20249305
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000010425
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 30, 2020
Property Address	327 S CHERRY ST, TROY, OH 45373-3313
Document Number	0000010425
Instrument Date	Jul 28, 2020
Instrument	10425
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	327 S CHERRY ST TROY OH 453733313, TROY, OH 45373-3313

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 26, 2018
Property Address	327 S CHERRY ST, TROY, OH 45373-3313
Document Number	0000007769
Map Reference	DB 14 PG 292
Instrument Date	May 25, 2018
Instrument	2018OR-07769
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 S CHERRY ST, TROY, OH 45373-3313

Mortgage

Document Number	0000007770
Date	Jun 26, 2018
Instrument	2018OR-07770

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 327 S Cherry St was $2,325 with a homeowner's exemption, up 16.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,325.00 (+16.13%) Homeowner's exemption	$60,730 (+35.53%) Land $10,290 Building $50,440	$173,500 Land $29,400 Building $144,100
2024	$2,002.00 (+10.55%) Homeowner's exemption	$44,810 (-) Land $11,100 Building $33,710
2023	$1,811.00 (+15.72%) Homeowner's exemption	$44,810 (-) Land $11,100 Building $33,710	$128,000 (-) Land $31,700 Building $96,300
2022	$1,565.00 Homeowner's exemption	$44,810 Land $11,100 Building $33,710	$128,000 Land $31,700 Building $96,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 327 S Cherry St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 327 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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