327 S 7th St, Reading, PA 19602 Property Records

Berks County property record for 327 S 7th St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,187 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Sep 2021)
Tax Bill	$1,067 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5306-36-98-0119`

Property Details

APN / Parcel Number

Primary APN	`5306-36-98-0119`
Alternative APNs	`02-5306-36-98-0119` `2100800` `100800`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,187 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2100800
Street Address	327 S 7TH ST
City	BALLY
State	PA
Zip	19503-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	80
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2011
Census Tract	2200

Owner

327 S 7th St is owned by an individual who bought it in September 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1246 CHESTNUT ST, READING, PA 19602-2077
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed, Transfer · FHA Mortgage M & T BANK
May 3, 2017	Grant Deed, Transfer · Conventional with PMI ANTONIA SERRANO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	May 3, 2017 · Amount on File
Deed Document Number	202144588
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 7, 2021
Property Address	327 S 7TH ST, READING, PA 19602-2442
Document Number	0000044588
Instrument Date	Sep 3, 2021
Instrument	2021044588
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1246 CHESTNUT ST, READING, PA 19602-2077

Mortgage

Document Number	0000044589
Date	Sep 7, 2021
Instrument	2021044589

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 3, 2017
Property Address	327 S 7TH ST, READING, PA 19602-2442
Document Number	0000015773
Instrument Date	May 1, 2017
Instrument	15773
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 S 7TH ST READING PA 196022442, READING, PA 19602-2442

Mortgage

Document Number	15774
Date	May 3, 2017
Instrument	15774

Lender

Name	ANTONIA SERRANO
Address	2025 SLOWMB RD, HAINES CITY, FL 33844
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	May 2, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 327 S 7th St was $1,067.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,067.00	$37,800 Land $7,400 Building $30,400	$7,400 Land $7,400
2024	$1,000.00 (-39.47%)	$37,800 (-) Land $7,400 Building $30,400
2023	$1,652.00	$37,800 Land $7,400 Building $30,400
1994			$37,800 Land $7,400 Building $30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 327 S 7th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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