327 S 243rd St, Waterloo, NE 68069 Property Records

Douglas County property record for 327 S 243rd St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,359 sqft · built 2021
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Trust Names on File
Last Sale	$93,000 (Sep 2019)
Tax Bill	$12,634 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`R2524500638`

Property Details

APN / Parcel Number

Primary APN	`R2524500638`
Alternative APNs	`2450 0638 25` `2524500638`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,359 sqft Living Area
Basement Area	2,900 sqft
Finished Basement	1,685 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2021
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Built-in
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	247 sqft
Fence	Fence
Sports Court	Sports Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2524500638
Street Address	327 S 243RD ST
City	WATERLOO
State	NE
Zip	68069-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST SHORES LOT 265 BLOCK 0 IRREG
Legal Subdivision	WEST SHORES
Legal Lot Number	265
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1056
Census Tract	7508

Owner

327 S 243rd St is owner-occupied and held in a trust since August 2023.

Source: Douglas County records, as of March 16, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Aug 24, 2023	Intrafamily Transfer, Transfer
Mar 23, 2020	Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Sep 3, 2019	Warranty Deed, Transfer NEBRASKA TITLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 3, 2019 · Amount on File
Deed Sale	Sep 3, 2019 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	0000070939
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000063886
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043427
Date	Apr 5, 2021
Instrument	2021043427

Lender

Name	PREMIER BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Aug 24, 2023
Property Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Document Number	0000063886
Instrument Date	Aug 17, 2023
Instrument	2023063886
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026892
Date	Mar 23, 2020
Instrument	2020026892

Lender

Name	PREMIER BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021043427
Date	Apr 5, 2021
Instrument	2021043427

Lender

Name	PREMIER BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 3, 2019
Property Address	327 S 243RD ST, WATERLOO, NE 68069-4706
Document Number	0000070939
Instrument Date	Aug 27, 2019
Instrument	70939
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount on Record
Tax	$209.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,149,200 Land $83,200 Building $1,066,000	$1,149,200 Land $83,200 Building $1,066,000
2024	$12,634.00 (-4.62%)
2023	$13,246.00 (-10.09%)	$821,100 (-) Land $83,200 Building $737,900	$821,100 (-) Land $83,200 Building $737,900
2022	$14,733.00	$821,100 Land $83,200 Building $737,900	$821,100 Land $83,200 Building $737,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	62 (1978–2019)
Claims Outside the SFHA	5 of 62
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 S 243rd St is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 41% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200

May also be available: Verizon.

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