327 Riverside Dr, Mount Holly, NC 28120 Property Records

Gaston County property record for 327 Riverside Dr, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,694 sqft · built 1992
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Dec 2016)
Tax Bill	$5,000 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225630`

Property Details

APN / Parcel Number

Primary APN	`225630`
Alternative APN	`1682322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,694 sqft Heated Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	327 RIVERSIDE DR
City	MOUNT HOLLY
State	NC
Zip	28120-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOUNTAIN ISLAND CROSSING L P/10 14 064A 082 00 P/O
Legal Subdivision	THE MOUNTAIN ISLAND CROSSING SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1045
Census Tract	30104

Owner

327 Riverside Dr is owned and occupied by two individuals who acquired it in August 2017.

Source: Gaston County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	327 RIVERSIDE DR, MOUNT HOLLY, NC 28120-9787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Aug 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2016 · Amount on File
Deed Sale	Dec 14, 2016 · Amount on File
Deed Book / Page	4885 / 375
Last Transfer Date	Aug 16, 2017
Transfer Doc	0049291614
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Sep 15, 2026
Property Address	327 RIVERSIDE DR, MOUNT HOLLY, NC 28120-9787
Document Number	0000010665
Book / Page	5669 / 1549
Instrument Date	Sep 10, 2026
Instrument	202610665
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 RIVERSIDE DR, MOUNT HOLLY, NC 28120-9787

Mortgage

Document Number	0000010665,
Date	Sep 15, 2026
Book Page	5669/1549
Instrument	202610665

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Aug 22, 2017
Property Address	327 RIVERSIDE DR, MOUNT HOLLY, NC 28120-9787
Document Number	0049291614
Book / Page	4929 / 1614
Map Reference	MB 46 PG 44
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 RIVERSIDE DR, MOUNT HOLLY, NC 28120-9787

Mortgage

Document Number	49291620
Date	Aug 22, 2017
Instrument	4929/1620

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 327 Riverside Dr was $5,000, down 0.7% from the year before.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,000.00 (-0.71%)	$700,390 (-) Land $36,720 Building $663,670
2025	$5,036.00	$700,390 Land $36,720 Building $663,670
2023	$4,902.00	$705,340 Land $36,720 Building $668,620
2021			$352,750 Land $28,080 Building $324,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 327 Riverside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2019–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 327 Riverside Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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