327 Oxford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 327 Oxford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,502 sqft · built 1930
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Apr 2021)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-075-103-007`

Property Details

APN / Parcel Number

Primary APN	`06-25-075-103-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	135 ft deep x 45 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	220 sqft
Deck Area	285 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	327 OXFORD AVE
City	ELYRIA
State	OH
Zip	44035-6417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILL R CO 45 X 135
Legal Subdivision	HILL R CO
Legal Tract	25
Legal Block	103
Legal Lot Number	117
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2005
Census Tract	71100

Owner

Source: Lorain County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	327 OXFORD AVE, ELYRIA, OH 44035-6417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jul 5, 2007 · Amount on Record
Deed Document Number	2021813437
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	0000211881
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 11, 2026
Property Address	327 OXFORD AVE, ELYRIA, OH 44035-6417
Document Number	0000095233
Instrument Date	Apr 30, 2026
Instrument	202695233
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CROSSCOUNTRY MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 OXFORD AVE, ELYRIA, OH 44035-6417

Mortgage

Document Number	0000095233,
Date	May 11, 2026
Instrument	202695233

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 20, 2021
Property Address	327 OXFORD AVE, ELYRIA, OH 44035-6417
Document Number	0000813437
Instrument Date	Apr 16, 2021
Instrument	2021-0813437
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	327 OXFORD AVE, ELYRIA, OH 44035-6417

Mortgage

Document Number	0000813438
Date	Apr 20, 2021
Instrument	2021-0813438

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00 (-0.16%) Homeowner's exemption	$53,180 (+0.01%) Land $7,010 Building $46,170	$151,930 (-) Land $20,030 Building $131,900
2024	$2,541.00 (+34.16%)	$53,176 (+52.91%) Land $7,011 Building $46,165	$151,930 (+52.91%) Land $20,030 Building $131,900
2023	$1,894.00 (-0.05%)	$34,776 (+0.02%) Land $7,182 Building $27,594	$99,360 (-) Land $20,520 Building $78,840
2022	$1,895.00	$34,770 Land $7,180 Building $27,590
2021			$99,360 Land $20,520 Building $78,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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