Mathews County property record for 327 Osprey Rd, Cardinal, VA 23025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,250 sqft · built 1996 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,058 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-A-186B |
| Primary APN | 29-A-186B |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Cooling System | Central |
|---|
| Street Address | 327 OSPREY RD |
|---|---|
| City | CARDINAL |
| State | VA |
| Zip | 23025-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC .980 B 0000/ |
| Legal Lot Number | 186B |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 951401 |
327 Osprey Rd is owned and occupied by an individual who acquired it in June 2022.
Source: Mathews County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 327 OSPREY RD, CARDINAL, VA 23025-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2022 |
| Transfer Doc | 0000001125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Jul 6, 2022 |
| Property Address | 327 OSPREY RD, CARDINAL, VA 23025-2010 |
| Document Number | 0220001125 |
| Map Reference | MB 15 PG 183 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 220001125 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 327 OSPREY RD, CARDINAL, VA 23025-2010 |
| Document Number | 0220001126 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 220001126 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 327 Osprey Rd was $1,058, up 0.1% from the year before.
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,058.00 (+0.09%) | $170,600 Land $35,000 Building $135,600 | |
| 2025 | $1,057.00 | ||
| 2023 | $955.00 | $170,600 Land $35,000 Building $135,600 | $170,600 Land $35,000 Building $135,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 327 Osprey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 327 Osprey Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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