327 N Walnut St, Starke, FL 32091 Property Records

Bradford County property record for 327 N Walnut St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,925 sqft · built 1938
Lot Size	0.36 acres (15,681 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2022)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03544-0-00000`

Property Details

APN / Parcel Number

Primary APN	`03544-0-00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,925 sqft Living Area
Gross Area	3,433 sqft
1st Floor Area	2,925 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1990
Exterior Material	Shingle Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,681 sqft (0.36 acres)
Porch	Finished/Open Porch
Patio Area	48 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	327 N WALNUT ST
City	STARKE
State	FL
Zip	32091-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 6S 22 S 10 FT OF LOT 7 & LOT 8 EX N 15 FT & LOTS 9,10 OF BLK A IN N J JONES ADD
Legal Range	22E
Legal Township	06S
Legal Section	28
Legal Subdivision	N J JONES ADD
Legal Block	A
Legal Lot Number	9,10
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	5
Census Block	5012
Census Tract	100

Owner

Source: Bradford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 N WALNUT ST, STARKE, FL 32091-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Document Number	20225349
Deed Book / Page	1973 / 460
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jun 1, 2022
Property Address	327 N WALNUT ST, STARKE, FL 32091-3228
Document Number	0004005349
Book / Page	1973 / 460
Instrument Date	May 31, 2022
Instrument	202204005349
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	NORTH CENTRAL TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 DEBRA ST, 1396, STARKE, FL 32091-1462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	327 N WALNUT ST, STARKE, FL 32091-3228

Mortgage

Document Number	0001973463
Date	Jun 1, 2022
Instrument	1973/463

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,679.00 (+3.26%) Homeowner's exemption Veteran's exemption	$232,496 (+2.9%)	$243,839 (+3.33%) Land $28,000 Building $215,839
2024	$3,563.00 (-1.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$225,944 (+3%)	$235,985 (+7.58%) Land $28,000 Building $207,985
2023	$3,628.00 (+251.89%) Homeowner's exemption	$219,363 (+97.58%) Land $20,000 Building $199,363	$219,363 (+73.18%) Land $20,000 Building $199,363
2022	$1,031.00 Homeowner's exemption Additional exemption filed	$111,023	$126,666 Land $15,000 Building $111,666

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20