327 N Main St, Onsted, MI 49265 Property Records

Lenawee County property record for 327 N Main St, Onsted, MI 49265

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,138 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Dec 2021)
Tax Bill$1,497 (2025)
Deeds & MortgagesAug 2025 Mortgage
Dec 2021 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APNCA8-460-0070-00

Property Details

APN / Parcel Number

Primary APNCA8-460-0070-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,138 sqft Living Area
1st Floor Area928 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Lot Area8,712 sqft (0.2 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address327 N MAIN ST
CityONSTED
StateMI
Zip49265-9429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE
Legal DescriptionLOT 7 JOHN ONSTED'S ADDITION TO ONSTED VILLAGE.
Legal SubdivisionJOHN ONSTED'S ADD
Legal Lot Number7
JurisdictionLENAWEE MI
Township / Civil DivisionCAMBRIDGE
Census Block Group1
Census Block1061
Census Tract60302

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address327 N MAIN ST, ONSTED, MI 49265-9429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2025Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 9, 2021Warranty Deed, Transfer
MISC COMPANY
Jun 13, 2019Deed of Trust, Mortgage · VA Mortgage
GOLDWATER BANK NA
Apr 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PREMIUM SECURITY INC
Jun 29, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Jun 25, 2018Deed of Trust, Mortgage · VA Mortgage
GOLDWATER BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021 · Amount on Record
Deed SaleDec 9, 2021 · Amount on Record
Prior SaleDec 17, 2003 · Amount on Record
Deed Book / Page2630 / 709
Prior Transfer DateJun 25, 2018
Prior Transfer Doc0025650522
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026880893
DateAug 19, 2025
Book Page2688/893
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term315 Months
DueNov 1, 2051

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLENAWEE MI
Recording DateDec 9, 2021
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Document Number0026300709
Book / Page2630 / 709
Instrument DateOct 27, 2021
Transaction TypeTransfer
Record UpdatedJan 5, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1709 N 3RD ST, CLINTON, IA 52732-2640

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025810281
DateJun 13, 2019
Book Page2581/281
Lender
NameGOLDWATER BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025960846
DateApr 22, 2020
Book Page2596/846
Lender
NamePREMIUM SECURITY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLENAWEE MI
Recording DateJun 29, 2018
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Document Number0025650522
Book / Page002565 / 000522
Instrument DateJun 25, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address327 N MAIN ST ONSTED MI 492659429, ONSTED, MI 49265-9429

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENAWEE MI
Property Address327 N MAIN ST, ONSTED, MI 49265-9429
Document Number0025650523
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 11, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address327 N MAIN ST ONSTED MI 492659429, ONSTED, MI 49265-9429

Mortgage

Document Number0025650523
DateJun 29, 2018
Book Page002565/000523
Lender
NameGOLDWATER BK NA
TypeBank
AddressPHONEIX, AZ 85016
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2048

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLenawee County
County SubdivisionCambridge Township
MunicipalityOnsted Village
Unified School DistrictOnsted Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,700 (+7.83%)$129,400 (+7.83%)
2025$1,497.00 (+3.03%) Homeowner's exemption$60,000 (+24.22%)$120,000 (+24.22%)
2024$1,453.00 (+9.91%)
2023$48,300$96,600
2022$1,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSTED
serves 907 people · EPA ID MI0005020
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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